LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,004
−HK$2,383/mo
▼ 0.25% · 3.875%
HK$39,186
−HK$1,201/mo
Today · 4.125%
HK$40,387
baseline
▲ 0.50% · 4.625%
HK$42,844
+HK$2,457/mo
Deposit HK$8.33M · loan HK$8.33M · min. income ≈ HK$80,774/mo (50% DSR)
Upfront cash ≈ HK$8.96M (deposit + AVD stamp duty HK$624,988 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,279
−HK$2,284/mo
▼ 0.25% · 3.875%
HK$43,412
−HK$1,151/mo
Today · 4.125%
HK$44,563
baseline
▲ 0.50% · 4.625%
HK$46,912
+HK$2,349/mo
Deposit HK$8.33M · loan HK$8.33M · min. income ≈ HK$89,126/mo (50% DSR)
Upfront cash ≈ HK$8.96M (deposit + AVD stamp duty HK$624,988 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,604
−HK$2,860/mo
▼ 0.25% · 3.875%
HK$47,023
−HK$1,441/mo
Today · 4.125%
HK$48,464
baseline
▲ 0.50% · 4.625%
HK$51,413
+HK$2,949/mo
Deposit HK$6.67M · loan HK$10.00M · min. income ≈ HK$96,928/mo (50% DSR)
Upfront cash ≈ HK$7.29M (deposit + AVD stamp duty HK$624,988 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,734
−HK$2,741/mo
▼ 0.25% · 3.875%
HK$52,095
−HK$1,380/mo
Today · 4.125%
HK$53,475
baseline
▲ 0.50% · 4.625%
HK$56,294
+HK$2,819/mo
Deposit HK$6.67M · loan HK$10.00M · min. income ≈ HK$106,950/mo (50% DSR)
Upfront cash ≈ HK$7.29M (deposit + AVD stamp duty HK$624,988 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,205
−HK$3,336/mo
▼ 0.25% · 3.875%
HK$54,860
−HK$1,681/mo
Today · 4.125%
HK$56,541
baseline
▲ 0.50% · 4.625%
HK$59,982
+HK$3,441/mo
Deposit HK$5.00M · loan HK$11.67M · min. income ≈ HK$113,082/mo (50% DSR)
Upfront cash ≈ HK$5.62M (deposit + AVD stamp duty HK$624,988 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,190
−HK$3,198/mo
▼ 0.25% · 3.875%
HK$60,777
−HK$1,611/mo
Today · 4.125%
HK$62,388
baseline
▲ 0.50% · 4.625%
HK$65,676
+HK$3,288/mo
Deposit HK$5.00M · loan HK$11.67M · min. income ≈ HK$124,776/mo (50% DSR)
Upfront cash ≈ HK$5.62M (deposit + AVD stamp duty HK$624,988 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,406
−HK$4,290/mo
▼ 0.25% · 3.875%
HK$70,534
−HK$2,162/mo
Today · 4.125%
HK$72,696
baseline
▲ 0.50% · 4.625%
HK$77,119
+HK$4,423/mo
Deposit HK$1.67M · loan HK$15.00M · min. income ≈ HK$145,392/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$624,988 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,101
−HK$4,112/mo
▼ 0.25% · 3.875%
HK$78,142
−HK$2,071/mo
Today · 4.125%
HK$80,213
baseline
▲ 0.50% · 4.625%
HK$84,441
+HK$4,228/mo
Deposit HK$1.67M · loan HK$15.00M · min. income ≈ HK$160,426/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$624,988 · Scale 2, in force from 26 Feb 2026)