LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,004
−HK$2,384/mo
▼ 0.25% · 3.875%
HK$39,187
−HK$1,201/mo
Today · 4.125%
HK$40,388
baseline
▲ 0.50% · 4.625%
HK$42,845
+HK$2,457/mo
Deposit HK$8.33M · loan HK$8.33M · min. income ≈ HK$80,776/mo (50% DSR)
Upfront cash ≈ HK$8.96M (deposit + AVD stamp duty HK$625,002 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,280
−HK$2,284/mo
▼ 0.25% · 3.875%
HK$43,413
−HK$1,151/mo
Today · 4.125%
HK$44,564
baseline
▲ 0.50% · 4.625%
HK$46,913
+HK$2,349/mo
Deposit HK$8.33M · loan HK$8.33M · min. income ≈ HK$89,128/mo (50% DSR)
Upfront cash ≈ HK$8.96M (deposit + AVD stamp duty HK$625,002 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,605
−HK$2,860/mo
▼ 0.25% · 3.875%
HK$47,024
−HK$1,441/mo
Today · 4.125%
HK$48,465
baseline
▲ 0.50% · 4.625%
HK$51,414
+HK$2,949/mo
Deposit HK$6.67M · loan HK$10.00M · min. income ≈ HK$96,930/mo (50% DSR)
Upfront cash ≈ HK$7.29M (deposit + AVD stamp duty HK$625,002 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,735
−HK$2,741/mo
▼ 0.25% · 3.875%
HK$52,096
−HK$1,380/mo
Today · 4.125%
HK$53,476
baseline
▲ 0.50% · 4.625%
HK$56,295
+HK$2,819/mo
Deposit HK$6.67M · loan HK$10.00M · min. income ≈ HK$106,952/mo (50% DSR)
Upfront cash ≈ HK$7.29M (deposit + AVD stamp duty HK$625,002 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,206
−HK$3,337/mo
▼ 0.25% · 3.875%
HK$54,861
−HK$1,682/mo
Today · 4.125%
HK$56,543
baseline
▲ 0.50% · 4.625%
HK$59,983
+HK$3,440/mo
Deposit HK$5.00M · loan HK$11.67M · min. income ≈ HK$113,086/mo (50% DSR)
Upfront cash ≈ HK$5.63M (deposit + AVD stamp duty HK$625,002 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,191
−HK$3,198/mo
▼ 0.25% · 3.875%
HK$60,779
−HK$1,610/mo
Today · 4.125%
HK$62,389
baseline
▲ 0.50% · 4.625%
HK$65,678
+HK$3,289/mo
Deposit HK$5.00M · loan HK$11.67M · min. income ≈ HK$124,778/mo (50% DSR)
Upfront cash ≈ HK$5.63M (deposit + AVD stamp duty HK$625,002 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,408
−HK$4,290/mo
▼ 0.25% · 3.875%
HK$70,536
−HK$2,162/mo
Today · 4.125%
HK$72,698
baseline
▲ 0.50% · 4.625%
HK$77,121
+HK$4,423/mo
Deposit HK$1.67M · loan HK$15.00M · min. income ≈ HK$145,396/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$625,002 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,103
−HK$4,112/mo
▼ 0.25% · 3.875%
HK$78,144
−HK$2,071/mo
Today · 4.125%
HK$80,215
baseline
▲ 0.50% · 4.625%
HK$84,443
+HK$4,228/mo
Deposit HK$1.67M · loan HK$15.00M · min. income ≈ HK$160,430/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$625,002 · Scale 2, in force from 26 Feb 2026)