LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,005
−HK$2,383/mo
▼ 0.25% · 3.875%
HK$39,187
−HK$1,201/mo
Today · 4.125%
HK$40,388
baseline
▲ 0.50% · 4.625%
HK$42,846
+HK$2,458/mo
Deposit HK$8.33M · loan HK$8.33M · min. income ≈ HK$80,776/mo (50% DSR)
Upfront cash ≈ HK$8.96M (deposit + AVD stamp duty HK$625,013 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,280
−HK$2,284/mo
▼ 0.25% · 3.875%
HK$43,414
−HK$1,150/mo
Today · 4.125%
HK$44,564
baseline
▲ 0.50% · 4.625%
HK$46,914
+HK$2,350/mo
Deposit HK$8.33M · loan HK$8.33M · min. income ≈ HK$89,128/mo (50% DSR)
Upfront cash ≈ HK$8.96M (deposit + AVD stamp duty HK$625,013 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,606
−HK$2,860/mo
▼ 0.25% · 3.875%
HK$47,025
−HK$1,441/mo
Today · 4.125%
HK$48,466
baseline
▲ 0.50% · 4.625%
HK$51,415
+HK$2,949/mo
Deposit HK$6.67M · loan HK$10.00M · min. income ≈ HK$96,932/mo (50% DSR)
Upfront cash ≈ HK$7.29M (deposit + AVD stamp duty HK$625,013 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,736
−HK$2,741/mo
▼ 0.25% · 3.875%
HK$52,097
−HK$1,380/mo
Today · 4.125%
HK$53,477
baseline
▲ 0.50% · 4.625%
HK$56,296
+HK$2,819/mo
Deposit HK$6.67M · loan HK$10.00M · min. income ≈ HK$106,954/mo (50% DSR)
Upfront cash ≈ HK$7.29M (deposit + AVD stamp duty HK$625,013 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,207
−HK$3,337/mo
▼ 0.25% · 3.875%
HK$54,862
−HK$1,682/mo
Today · 4.125%
HK$56,544
baseline
▲ 0.50% · 4.625%
HK$59,984
+HK$3,440/mo
Deposit HK$5.00M · loan HK$11.67M · min. income ≈ HK$113,088/mo (50% DSR)
Upfront cash ≈ HK$5.63M (deposit + AVD stamp duty HK$625,013 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,192
−HK$3,198/mo
▼ 0.25% · 3.875%
HK$60,780
−HK$1,610/mo
Today · 4.125%
HK$62,390
baseline
▲ 0.50% · 4.625%
HK$65,679
+HK$3,289/mo
Deposit HK$5.00M · loan HK$11.67M · min. income ≈ HK$124,780/mo (50% DSR)
Upfront cash ≈ HK$5.63M (deposit + AVD stamp duty HK$625,013 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,409
−HK$4,290/mo
▼ 0.25% · 3.875%
HK$70,537
−HK$2,162/mo
Today · 4.125%
HK$72,699
baseline
▲ 0.50% · 4.625%
HK$77,122
+HK$4,423/mo
Deposit HK$1.67M · loan HK$15.00M · min. income ≈ HK$145,398/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$625,013 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,104
−HK$4,112/mo
▼ 0.25% · 3.875%
HK$78,145
−HK$2,071/mo
Today · 4.125%
HK$80,216
baseline
▲ 0.50% · 4.625%
HK$84,444
+HK$4,228/mo
Deposit HK$1.67M · loan HK$15.00M · min. income ≈ HK$160,432/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$625,013 · Scale 2, in force from 26 Feb 2026)