LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,007
−HK$2,384/mo
▼ 0.25% · 3.875%
HK$39,189
−HK$1,202/mo
Today · 4.125%
HK$40,391
baseline
▲ 0.50% · 4.625%
HK$42,848
+HK$2,457/mo
Deposit HK$8.33M · loan HK$8.33M · min. income ≈ HK$80,782/mo (50% DSR)
Upfront cash ≈ HK$8.96M (deposit + AVD stamp duty HK$625,049 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,283
−HK$2,284/mo
▼ 0.25% · 3.875%
HK$43,417
−HK$1,150/mo
Today · 4.125%
HK$44,567
baseline
▲ 0.50% · 4.625%
HK$46,916
+HK$2,349/mo
Deposit HK$8.33M · loan HK$8.33M · min. income ≈ HK$89,134/mo (50% DSR)
Upfront cash ≈ HK$8.96M (deposit + AVD stamp duty HK$625,049 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,609
−HK$2,860/mo
▼ 0.25% · 3.875%
HK$47,027
−HK$1,442/mo
Today · 4.125%
HK$48,469
baseline
▲ 0.50% · 4.625%
HK$51,418
+HK$2,949/mo
Deposit HK$6.67M · loan HK$10.00M · min. income ≈ HK$96,938/mo (50% DSR)
Upfront cash ≈ HK$7.29M (deposit + AVD stamp duty HK$625,049 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,739
−HK$2,741/mo
▼ 0.25% · 3.875%
HK$52,100
−HK$1,380/mo
Today · 4.125%
HK$53,480
baseline
▲ 0.50% · 4.625%
HK$56,299
+HK$2,819/mo
Deposit HK$6.67M · loan HK$10.00M · min. income ≈ HK$106,960/mo (50% DSR)
Upfront cash ≈ HK$7.29M (deposit + AVD stamp duty HK$625,049 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,210
−HK$3,337/mo
▼ 0.25% · 3.875%
HK$54,865
−HK$1,682/mo
Today · 4.125%
HK$56,547
baseline
▲ 0.50% · 4.625%
HK$59,988
+HK$3,441/mo
Deposit HK$5.00M · loan HK$11.67M · min. income ≈ HK$113,094/mo (50% DSR)
Upfront cash ≈ HK$5.63M (deposit + AVD stamp duty HK$625,049 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,196
−HK$3,198/mo
▼ 0.25% · 3.875%
HK$60,783
−HK$1,611/mo
Today · 4.125%
HK$62,394
baseline
▲ 0.50% · 4.625%
HK$65,683
+HK$3,289/mo
Deposit HK$5.00M · loan HK$11.67M · min. income ≈ HK$124,788/mo (50% DSR)
Upfront cash ≈ HK$5.63M (deposit + AVD stamp duty HK$625,049 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,413
−HK$4,290/mo
▼ 0.25% · 3.875%
HK$70,541
−HK$2,162/mo
Today · 4.125%
HK$72,703
baseline
▲ 0.50% · 4.625%
HK$77,127
+HK$4,424/mo
Deposit HK$1.67M · loan HK$15.00M · min. income ≈ HK$145,406/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$625,049 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,109
−HK$4,112/mo
▼ 0.25% · 3.875%
HK$78,150
−HK$2,071/mo
Today · 4.125%
HK$80,221
baseline
▲ 0.50% · 4.625%
HK$84,449
+HK$4,228/mo
Deposit HK$1.67M · loan HK$15.00M · min. income ≈ HK$160,442/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$625,049 · Scale 2, in force from 26 Feb 2026)