LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,009
−HK$2,384/mo
▼ 0.25% · 3.875%
HK$39,192
−HK$1,201/mo
Today · 4.125%
HK$40,393
baseline
▲ 0.50% · 4.625%
HK$42,851
+HK$2,458/mo
Deposit HK$8.33M · loan HK$8.33M · min. income ≈ HK$80,786/mo (50% DSR)
Upfront cash ≈ HK$8.96M (deposit + AVD stamp duty HK$625,085 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,285
−HK$2,285/mo
▼ 0.25% · 3.875%
HK$43,419
−HK$1,151/mo
Today · 4.125%
HK$44,570
baseline
▲ 0.50% · 4.625%
HK$46,919
+HK$2,349/mo
Deposit HK$8.33M · loan HK$8.33M · min. income ≈ HK$89,140/mo (50% DSR)
Upfront cash ≈ HK$8.96M (deposit + AVD stamp duty HK$625,085 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,611
−HK$2,861/mo
▼ 0.25% · 3.875%
HK$47,030
−HK$1,442/mo
Today · 4.125%
HK$48,472
baseline
▲ 0.50% · 4.625%
HK$51,421
+HK$2,949/mo
Deposit HK$6.67M · loan HK$10.00M · min. income ≈ HK$96,944/mo (50% DSR)
Upfront cash ≈ HK$7.29M (deposit + AVD stamp duty HK$625,085 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,742
−HK$2,742/mo
▼ 0.25% · 3.875%
HK$52,103
−HK$1,381/mo
Today · 4.125%
HK$53,484
baseline
▲ 0.50% · 4.625%
HK$56,303
+HK$2,819/mo
Deposit HK$6.67M · loan HK$10.00M · min. income ≈ HK$106,968/mo (50% DSR)
Upfront cash ≈ HK$7.29M (deposit + AVD stamp duty HK$625,085 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,213
−HK$3,337/mo
▼ 0.25% · 3.875%
HK$54,868
−HK$1,682/mo
Today · 4.125%
HK$56,550
baseline
▲ 0.50% · 4.625%
HK$59,991
+HK$3,441/mo
Deposit HK$5.00M · loan HK$11.67M · min. income ≈ HK$113,100/mo (50% DSR)
Upfront cash ≈ HK$5.63M (deposit + AVD stamp duty HK$625,085 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,199
−HK$3,198/mo
▼ 0.25% · 3.875%
HK$60,787
−HK$1,610/mo
Today · 4.125%
HK$62,397
baseline
▲ 0.50% · 4.625%
HK$65,687
+HK$3,290/mo
Deposit HK$5.00M · loan HK$11.67M · min. income ≈ HK$124,794/mo (50% DSR)
Upfront cash ≈ HK$5.63M (deposit + AVD stamp duty HK$625,085 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,417
−HK$4,290/mo
▼ 0.25% · 3.875%
HK$70,545
−HK$2,162/mo
Today · 4.125%
HK$72,707
baseline
▲ 0.50% · 4.625%
HK$77,131
+HK$4,424/mo
Deposit HK$1.67M · loan HK$15.00M · min. income ≈ HK$145,414/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$625,085 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,113
−HK$4,112/mo
▼ 0.25% · 3.875%
HK$78,155
−HK$2,070/mo
Today · 4.125%
HK$80,225
baseline
▲ 0.50% · 4.625%
HK$84,454
+HK$4,229/mo
Deposit HK$1.67M · loan HK$15.00M · min. income ≈ HK$160,450/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$625,085 · Scale 2, in force from 26 Feb 2026)