LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,011
−HK$2,383/mo
▼ 0.25% · 3.875%
HK$39,193
−HK$1,201/mo
Today · 4.125%
HK$40,394
baseline
▲ 0.50% · 4.625%
HK$42,852
+HK$2,458/mo
Deposit HK$8.33M · loan HK$8.33M · min. income ≈ HK$80,788/mo (50% DSR)
Upfront cash ≈ HK$8.96M (deposit + AVD stamp duty HK$625,108 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,287
−HK$2,284/mo
▼ 0.25% · 3.875%
HK$43,421
−HK$1,150/mo
Today · 4.125%
HK$44,571
baseline
▲ 0.50% · 4.625%
HK$46,921
+HK$2,350/mo
Deposit HK$8.33M · loan HK$8.33M · min. income ≈ HK$89,142/mo (50% DSR)
Upfront cash ≈ HK$8.96M (deposit + AVD stamp duty HK$625,108 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,613
−HK$2,860/mo
▼ 0.25% · 3.875%
HK$47,032
−HK$1,441/mo
Today · 4.125%
HK$48,473
baseline
▲ 0.50% · 4.625%
HK$51,423
+HK$2,950/mo
Deposit HK$6.67M · loan HK$10.00M · min. income ≈ HK$96,946/mo (50% DSR)
Upfront cash ≈ HK$7.29M (deposit + AVD stamp duty HK$625,108 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,744
−HK$2,741/mo
▼ 0.25% · 3.875%
HK$52,105
−HK$1,380/mo
Today · 4.125%
HK$53,485
baseline
▲ 0.50% · 4.625%
HK$56,305
+HK$2,820/mo
Deposit HK$6.67M · loan HK$10.00M · min. income ≈ HK$106,970/mo (50% DSR)
Upfront cash ≈ HK$7.29M (deposit + AVD stamp duty HK$625,108 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,215
−HK$3,337/mo
▼ 0.25% · 3.875%
HK$54,870
−HK$1,682/mo
Today · 4.125%
HK$56,552
baseline
▲ 0.50% · 4.625%
HK$59,993
+HK$3,441/mo
Deposit HK$5.00M · loan HK$11.67M · min. income ≈ HK$113,104/mo (50% DSR)
Upfront cash ≈ HK$5.63M (deposit + AVD stamp duty HK$625,108 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,201
−HK$3,199/mo
▼ 0.25% · 3.875%
HK$60,789
−HK$1,611/mo
Today · 4.125%
HK$62,400
baseline
▲ 0.50% · 4.625%
HK$65,689
+HK$3,289/mo
Deposit HK$5.00M · loan HK$11.67M · min. income ≈ HK$124,800/mo (50% DSR)
Upfront cash ≈ HK$5.63M (deposit + AVD stamp duty HK$625,108 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,419
−HK$4,291/mo
▼ 0.25% · 3.875%
HK$70,548
−HK$2,162/mo
Today · 4.125%
HK$72,710
baseline
▲ 0.50% · 4.625%
HK$77,134
+HK$4,424/mo
Deposit HK$1.67M · loan HK$15.00M · min. income ≈ HK$145,420/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$625,108 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,116
−HK$4,112/mo
▼ 0.25% · 3.875%
HK$78,157
−HK$2,071/mo
Today · 4.125%
HK$80,228
baseline
▲ 0.50% · 4.625%
HK$84,457
+HK$4,229/mo
Deposit HK$1.67M · loan HK$15.00M · min. income ≈ HK$160,456/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$625,108 · Scale 2, in force from 26 Feb 2026)