LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,012
−HK$2,383/mo
▼ 0.25% · 3.875%
HK$39,194
−HK$1,201/mo
Today · 4.125%
HK$40,395
baseline
▲ 0.50% · 4.625%
HK$42,853
+HK$2,458/mo
Deposit HK$8.33M · loan HK$8.33M · min. income ≈ HK$80,790/mo (50% DSR)
Upfront cash ≈ HK$8.96M (deposit + AVD stamp duty HK$625,123 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,288
−HK$2,284/mo
▼ 0.25% · 3.875%
HK$43,422
−HK$1,150/mo
Today · 4.125%
HK$44,572
baseline
▲ 0.50% · 4.625%
HK$46,922
+HK$2,350/mo
Deposit HK$8.33M · loan HK$8.33M · min. income ≈ HK$89,144/mo (50% DSR)
Upfront cash ≈ HK$8.96M (deposit + AVD stamp duty HK$625,123 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,614
−HK$2,860/mo
▼ 0.25% · 3.875%
HK$47,033
−HK$1,441/mo
Today · 4.125%
HK$48,474
baseline
▲ 0.50% · 4.625%
HK$51,424
+HK$2,950/mo
Deposit HK$6.67M · loan HK$10.00M · min. income ≈ HK$96,948/mo (50% DSR)
Upfront cash ≈ HK$7.29M (deposit + AVD stamp duty HK$625,123 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,745
−HK$2,742/mo
▼ 0.25% · 3.875%
HK$52,106
−HK$1,381/mo
Today · 4.125%
HK$53,487
baseline
▲ 0.50% · 4.625%
HK$56,306
+HK$2,819/mo
Deposit HK$6.67M · loan HK$10.00M · min. income ≈ HK$106,974/mo (50% DSR)
Upfront cash ≈ HK$7.29M (deposit + AVD stamp duty HK$625,123 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,216
−HK$3,338/mo
▼ 0.25% · 3.875%
HK$54,872
−HK$1,682/mo
Today · 4.125%
HK$56,554
baseline
▲ 0.50% · 4.625%
HK$59,995
+HK$3,441/mo
Deposit HK$5.00M · loan HK$11.67M · min. income ≈ HK$113,108/mo (50% DSR)
Upfront cash ≈ HK$5.63M (deposit + AVD stamp duty HK$625,123 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,203
−HK$3,198/mo
▼ 0.25% · 3.875%
HK$60,790
−HK$1,611/mo
Today · 4.125%
HK$62,401
baseline
▲ 0.50% · 4.625%
HK$65,690
+HK$3,289/mo
Deposit HK$5.00M · loan HK$11.67M · min. income ≈ HK$124,802/mo (50% DSR)
Upfront cash ≈ HK$5.63M (deposit + AVD stamp duty HK$625,123 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,421
−HK$4,291/mo
▼ 0.25% · 3.875%
HK$70,549
−HK$2,163/mo
Today · 4.125%
HK$72,712
baseline
▲ 0.50% · 4.625%
HK$77,136
+HK$4,424/mo
Deposit HK$1.67M · loan HK$15.00M · min. income ≈ HK$145,424/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$625,123 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,118
−HK$4,112/mo
▼ 0.25% · 3.875%
HK$78,159
−HK$2,071/mo
Today · 4.125%
HK$80,230
baseline
▲ 0.50% · 4.625%
HK$84,459
+HK$4,229/mo
Deposit HK$1.67M · loan HK$15.00M · min. income ≈ HK$160,460/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$625,123 · Scale 2, in force from 26 Feb 2026)