LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,012
−HK$2,384/mo
▼ 0.25% · 3.875%
HK$39,194
−HK$1,202/mo
Today · 4.125%
HK$40,396
baseline
▲ 0.50% · 4.625%
HK$42,854
+HK$2,458/mo
Deposit HK$8.34M · loan HK$8.34M · min. income ≈ HK$80,792/mo (50% DSR)
Upfront cash ≈ HK$8.96M (deposit + AVD stamp duty HK$625,128 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,288
−HK$2,285/mo
▼ 0.25% · 3.875%
HK$43,422
−HK$1,151/mo
Today · 4.125%
HK$44,573
baseline
▲ 0.50% · 4.625%
HK$46,922
+HK$2,349/mo
Deposit HK$8.34M · loan HK$8.34M · min. income ≈ HK$89,146/mo (50% DSR)
Upfront cash ≈ HK$8.96M (deposit + AVD stamp duty HK$625,128 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,614
−HK$2,861/mo
▼ 0.25% · 3.875%
HK$47,033
−HK$1,442/mo
Today · 4.125%
HK$48,475
baseline
▲ 0.50% · 4.625%
HK$51,424
+HK$2,949/mo
Deposit HK$6.67M · loan HK$10.00M · min. income ≈ HK$96,950/mo (50% DSR)
Upfront cash ≈ HK$7.29M (deposit + AVD stamp duty HK$625,128 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,746
−HK$2,741/mo
▼ 0.25% · 3.875%
HK$52,107
−HK$1,380/mo
Today · 4.125%
HK$53,487
baseline
▲ 0.50% · 4.625%
HK$56,307
+HK$2,820/mo
Deposit HK$6.67M · loan HK$10.00M · min. income ≈ HK$106,974/mo (50% DSR)
Upfront cash ≈ HK$7.29M (deposit + AVD stamp duty HK$625,128 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,217
−HK$3,337/mo
▼ 0.25% · 3.875%
HK$54,872
−HK$1,682/mo
Today · 4.125%
HK$56,554
baseline
▲ 0.50% · 4.625%
HK$59,995
+HK$3,441/mo
Deposit HK$5.00M · loan HK$11.67M · min. income ≈ HK$113,108/mo (50% DSR)
Upfront cash ≈ HK$5.63M (deposit + AVD stamp duty HK$625,128 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,203
−HK$3,199/mo
▼ 0.25% · 3.875%
HK$60,791
−HK$1,611/mo
Today · 4.125%
HK$62,402
baseline
▲ 0.50% · 4.625%
HK$65,691
+HK$3,289/mo
Deposit HK$5.00M · loan HK$11.67M · min. income ≈ HK$124,804/mo (50% DSR)
Upfront cash ≈ HK$5.63M (deposit + AVD stamp duty HK$625,128 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,422
−HK$4,290/mo
▼ 0.25% · 3.875%
HK$70,550
−HK$2,162/mo
Today · 4.125%
HK$72,712
baseline
▲ 0.50% · 4.625%
HK$77,137
+HK$4,425/mo
Deposit HK$1.67M · loan HK$15.00M · min. income ≈ HK$145,424/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$625,128 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,118
−HK$4,113/mo
▼ 0.25% · 3.875%
HK$78,160
−HK$2,071/mo
Today · 4.125%
HK$80,231
baseline
▲ 0.50% · 4.625%
HK$84,460
+HK$4,229/mo
Deposit HK$1.67M · loan HK$15.00M · min. income ≈ HK$160,462/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$625,128 · Scale 2, in force from 26 Feb 2026)