LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,015
−HK$2,384/mo
▼ 0.25% · 3.875%
HK$39,198
−HK$1,201/mo
Today · 4.125%
HK$40,399
baseline
▲ 0.50% · 4.625%
HK$42,857
+HK$2,458/mo
Deposit HK$8.34M · loan HK$8.34M · min. income ≈ HK$80,798/mo (50% DSR)
Upfront cash ≈ HK$8.96M (deposit + AVD stamp duty HK$625,178 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,291
−HK$2,285/mo
▼ 0.25% · 3.875%
HK$43,426
−HK$1,150/mo
Today · 4.125%
HK$44,576
baseline
▲ 0.50% · 4.625%
HK$46,926
+HK$2,350/mo
Deposit HK$8.34M · loan HK$8.34M · min. income ≈ HK$89,152/mo (50% DSR)
Upfront cash ≈ HK$8.96M (deposit + AVD stamp duty HK$625,178 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,618
−HK$2,861/mo
▼ 0.25% · 3.875%
HK$47,037
−HK$1,442/mo
Today · 4.125%
HK$48,479
baseline
▲ 0.50% · 4.625%
HK$51,429
+HK$2,950/mo
Deposit HK$6.67M · loan HK$10.00M · min. income ≈ HK$96,958/mo (50% DSR)
Upfront cash ≈ HK$7.29M (deposit + AVD stamp duty HK$625,178 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,750
−HK$2,741/mo
▼ 0.25% · 3.875%
HK$52,111
−HK$1,380/mo
Today · 4.125%
HK$53,491
baseline
▲ 0.50% · 4.625%
HK$56,311
+HK$2,820/mo
Deposit HK$6.67M · loan HK$10.00M · min. income ≈ HK$106,982/mo (50% DSR)
Upfront cash ≈ HK$7.29M (deposit + AVD stamp duty HK$625,178 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,221
−HK$3,337/mo
▼ 0.25% · 3.875%
HK$54,877
−HK$1,681/mo
Today · 4.125%
HK$56,558
baseline
▲ 0.50% · 4.625%
HK$60,000
+HK$3,442/mo
Deposit HK$5.00M · loan HK$11.67M · min. income ≈ HK$113,116/mo (50% DSR)
Upfront cash ≈ HK$5.63M (deposit + AVD stamp duty HK$625,178 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,208
−HK$3,199/mo
▼ 0.25% · 3.875%
HK$60,796
−HK$1,611/mo
Today · 4.125%
HK$62,407
baseline
▲ 0.50% · 4.625%
HK$65,696
+HK$3,289/mo
Deposit HK$5.00M · loan HK$11.67M · min. income ≈ HK$124,814/mo (50% DSR)
Upfront cash ≈ HK$5.63M (deposit + AVD stamp duty HK$625,178 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,427
−HK$4,291/mo
▼ 0.25% · 3.875%
HK$70,556
−HK$2,162/mo
Today · 4.125%
HK$72,718
baseline
▲ 0.50% · 4.625%
HK$77,143
+HK$4,425/mo
Deposit HK$1.67M · loan HK$15.00M · min. income ≈ HK$145,436/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$625,178 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,124
−HK$4,113/mo
▼ 0.25% · 3.875%
HK$78,166
−HK$2,071/mo
Today · 4.125%
HK$80,237
baseline
▲ 0.50% · 4.625%
HK$84,467
+HK$4,230/mo
Deposit HK$1.67M · loan HK$15.00M · min. income ≈ HK$160,474/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$625,178 · Scale 2, in force from 26 Feb 2026)