LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,015
−HK$2,384/mo
▼ 0.25% · 3.875%
HK$39,198
−HK$1,201/mo
Today · 4.125%
HK$40,399
baseline
▲ 0.50% · 4.625%
HK$42,858
+HK$2,459/mo
Deposit HK$8.34M · loan HK$8.34M · min. income ≈ HK$80,798/mo (50% DSR)
Upfront cash ≈ HK$8.96M (deposit + AVD stamp duty HK$625,184 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,292
−HK$2,285/mo
▼ 0.25% · 3.875%
HK$43,426
−HK$1,151/mo
Today · 4.125%
HK$44,577
baseline
▲ 0.50% · 4.625%
HK$46,926
+HK$2,349/mo
Deposit HK$8.34M · loan HK$8.34M · min. income ≈ HK$89,154/mo (50% DSR)
Upfront cash ≈ HK$8.96M (deposit + AVD stamp duty HK$625,184 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,619
−HK$2,860/mo
▼ 0.25% · 3.875%
HK$47,038
−HK$1,441/mo
Today · 4.125%
HK$48,479
baseline
▲ 0.50% · 4.625%
HK$51,429
+HK$2,950/mo
Deposit HK$6.67M · loan HK$10.00M · min. income ≈ HK$96,958/mo (50% DSR)
Upfront cash ≈ HK$7.29M (deposit + AVD stamp duty HK$625,184 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,750
−HK$2,742/mo
▼ 0.25% · 3.875%
HK$52,111
−HK$1,381/mo
Today · 4.125%
HK$53,492
baseline
▲ 0.50% · 4.625%
HK$56,312
+HK$2,820/mo
Deposit HK$6.67M · loan HK$10.00M · min. income ≈ HK$106,984/mo (50% DSR)
Upfront cash ≈ HK$7.29M (deposit + AVD stamp duty HK$625,184 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,222
−HK$3,337/mo
▼ 0.25% · 3.875%
HK$54,877
−HK$1,682/mo
Today · 4.125%
HK$56,559
baseline
▲ 0.50% · 4.625%
HK$60,001
+HK$3,442/mo
Deposit HK$5.00M · loan HK$11.67M · min. income ≈ HK$113,118/mo (50% DSR)
Upfront cash ≈ HK$5.63M (deposit + AVD stamp duty HK$625,184 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,208
−HK$3,199/mo
▼ 0.25% · 3.875%
HK$60,796
−HK$1,611/mo
Today · 4.125%
HK$62,407
baseline
▲ 0.50% · 4.625%
HK$65,697
+HK$3,290/mo
Deposit HK$5.00M · loan HK$11.67M · min. income ≈ HK$124,814/mo (50% DSR)
Upfront cash ≈ HK$5.63M (deposit + AVD stamp duty HK$625,184 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,428
−HK$4,291/mo
▼ 0.25% · 3.875%
HK$70,556
−HK$2,163/mo
Today · 4.125%
HK$72,719
baseline
▲ 0.50% · 4.625%
HK$77,144
+HK$4,425/mo
Deposit HK$1.67M · loan HK$15.00M · min. income ≈ HK$145,438/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$625,184 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,125
−HK$4,113/mo
▼ 0.25% · 3.875%
HK$78,167
−HK$2,071/mo
Today · 4.125%
HK$80,238
baseline
▲ 0.50% · 4.625%
HK$84,467
+HK$4,229/mo
Deposit HK$1.67M · loan HK$15.00M · min. income ≈ HK$160,476/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$625,184 · Scale 2, in force from 26 Feb 2026)