LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,016
−HK$2,384/mo
▼ 0.25% · 3.875%
HK$39,199
−HK$1,201/mo
Today · 4.125%
HK$40,400
baseline
▲ 0.50% · 4.625%
HK$42,858
+HK$2,458/mo
Deposit HK$8.34M · loan HK$8.34M · min. income ≈ HK$80,800/mo (50% DSR)
Upfront cash ≈ HK$8.96M (deposit + AVD stamp duty HK$625,198 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,293
−HK$2,285/mo
▼ 0.25% · 3.875%
HK$43,427
−HK$1,151/mo
Today · 4.125%
HK$44,578
baseline
▲ 0.50% · 4.625%
HK$46,927
+HK$2,349/mo
Deposit HK$8.34M · loan HK$8.34M · min. income ≈ HK$89,156/mo (50% DSR)
Upfront cash ≈ HK$8.96M (deposit + AVD stamp duty HK$625,198 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,620
−HK$2,860/mo
▼ 0.25% · 3.875%
HK$47,039
−HK$1,441/mo
Today · 4.125%
HK$48,480
baseline
▲ 0.50% · 4.625%
HK$51,430
+HK$2,950/mo
Deposit HK$6.67M · loan HK$10.00M · min. income ≈ HK$96,960/mo (50% DSR)
Upfront cash ≈ HK$7.29M (deposit + AVD stamp duty HK$625,198 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,751
−HK$2,742/mo
▼ 0.25% · 3.875%
HK$52,112
−HK$1,381/mo
Today · 4.125%
HK$53,493
baseline
▲ 0.50% · 4.625%
HK$56,313
+HK$2,820/mo
Deposit HK$6.67M · loan HK$10.00M · min. income ≈ HK$106,986/mo (50% DSR)
Upfront cash ≈ HK$7.29M (deposit + AVD stamp duty HK$625,198 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,223
−HK$3,337/mo
▼ 0.25% · 3.875%
HK$54,878
−HK$1,682/mo
Today · 4.125%
HK$56,560
baseline
▲ 0.50% · 4.625%
HK$60,002
+HK$3,442/mo
Deposit HK$5.00M · loan HK$11.67M · min. income ≈ HK$113,120/mo (50% DSR)
Upfront cash ≈ HK$5.63M (deposit + AVD stamp duty HK$625,198 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,210
−HK$3,199/mo
▼ 0.25% · 3.875%
HK$60,798
−HK$1,611/mo
Today · 4.125%
HK$62,409
baseline
▲ 0.50% · 4.625%
HK$65,698
+HK$3,289/mo
Deposit HK$5.00M · loan HK$11.67M · min. income ≈ HK$124,818/mo (50% DSR)
Upfront cash ≈ HK$5.63M (deposit + AVD stamp duty HK$625,198 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,429
−HK$4,291/mo
▼ 0.25% · 3.875%
HK$70,558
−HK$2,162/mo
Today · 4.125%
HK$72,720
baseline
▲ 0.50% · 4.625%
HK$77,145
+HK$4,425/mo
Deposit HK$1.67M · loan HK$15.00M · min. income ≈ HK$145,440/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$625,198 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,127
−HK$4,113/mo
▼ 0.25% · 3.875%
HK$78,169
−HK$2,071/mo
Today · 4.125%
HK$80,240
baseline
▲ 0.50% · 4.625%
HK$84,469
+HK$4,229/mo
Deposit HK$1.67M · loan HK$15.00M · min. income ≈ HK$160,480/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$625,198 · Scale 2, in force from 26 Feb 2026)