LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,018
−HK$2,384/mo
▼ 0.25% · 3.875%
HK$39,200
−HK$1,202/mo
Today · 4.125%
HK$40,402
baseline
▲ 0.50% · 4.625%
HK$42,860
+HK$2,458/mo
Deposit HK$8.34M · loan HK$8.34M · min. income ≈ HK$80,804/mo (50% DSR)
Upfront cash ≈ HK$8.96M (deposit + AVD stamp duty HK$625,223 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,294
−HK$2,285/mo
▼ 0.25% · 3.875%
HK$43,429
−HK$1,150/mo
Today · 4.125%
HK$44,579
baseline
▲ 0.50% · 4.625%
HK$46,929
+HK$2,350/mo
Deposit HK$8.34M · loan HK$8.34M · min. income ≈ HK$89,158/mo (50% DSR)
Upfront cash ≈ HK$8.96M (deposit + AVD stamp duty HK$625,223 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,621
−HK$2,861/mo
▼ 0.25% · 3.875%
HK$47,040
−HK$1,442/mo
Today · 4.125%
HK$48,482
baseline
▲ 0.50% · 4.625%
HK$51,432
+HK$2,950/mo
Deposit HK$6.67M · loan HK$10.00M · min. income ≈ HK$96,964/mo (50% DSR)
Upfront cash ≈ HK$7.29M (deposit + AVD stamp duty HK$625,223 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,753
−HK$2,742/mo
▼ 0.25% · 3.875%
HK$52,115
−HK$1,380/mo
Today · 4.125%
HK$53,495
baseline
▲ 0.50% · 4.625%
HK$56,315
+HK$2,820/mo
Deposit HK$6.67M · loan HK$10.00M · min. income ≈ HK$106,990/mo (50% DSR)
Upfront cash ≈ HK$7.29M (deposit + AVD stamp duty HK$625,223 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,225
−HK$3,338/mo
▼ 0.25% · 3.875%
HK$54,881
−HK$1,682/mo
Today · 4.125%
HK$56,563
baseline
▲ 0.50% · 4.625%
HK$60,004
+HK$3,441/mo
Deposit HK$5.00M · loan HK$11.67M · min. income ≈ HK$113,126/mo (50% DSR)
Upfront cash ≈ HK$5.63M (deposit + AVD stamp duty HK$625,223 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,212
−HK$3,199/mo
▼ 0.25% · 3.875%
HK$60,800
−HK$1,611/mo
Today · 4.125%
HK$62,411
baseline
▲ 0.50% · 4.625%
HK$65,701
+HK$3,290/mo
Deposit HK$5.00M · loan HK$11.67M · min. income ≈ HK$124,822/mo (50% DSR)
Upfront cash ≈ HK$5.63M (deposit + AVD stamp duty HK$625,223 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,432
−HK$4,291/mo
▼ 0.25% · 3.875%
HK$70,561
−HK$2,162/mo
Today · 4.125%
HK$72,723
baseline
▲ 0.50% · 4.625%
HK$77,148
+HK$4,425/mo
Deposit HK$1.67M · loan HK$15.01M · min. income ≈ HK$145,446/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$625,223 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,130
−HK$4,113/mo
▼ 0.25% · 3.875%
HK$78,172
−HK$2,071/mo
Today · 4.125%
HK$80,243
baseline
▲ 0.50% · 4.625%
HK$84,473
+HK$4,230/mo
Deposit HK$1.67M · loan HK$15.01M · min. income ≈ HK$160,486/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$625,223 · Scale 2, in force from 26 Feb 2026)