LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,018
−HK$2,384/mo
▼ 0.25% · 3.875%
HK$39,201
−HK$1,201/mo
Today · 4.125%
HK$40,402
baseline
▲ 0.50% · 4.625%
HK$42,860
+HK$2,458/mo
Deposit HK$8.34M · loan HK$8.34M · min. income ≈ HK$80,804/mo (50% DSR)
Upfront cash ≈ HK$8.96M (deposit + AVD stamp duty HK$625,226 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,295
−HK$2,285/mo
▼ 0.25% · 3.875%
HK$43,429
−HK$1,151/mo
Today · 4.125%
HK$44,580
baseline
▲ 0.50% · 4.625%
HK$46,930
+HK$2,350/mo
Deposit HK$8.34M · loan HK$8.34M · min. income ≈ HK$89,160/mo (50% DSR)
Upfront cash ≈ HK$8.96M (deposit + AVD stamp duty HK$625,226 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,622
−HK$2,860/mo
▼ 0.25% · 3.875%
HK$47,041
−HK$1,441/mo
Today · 4.125%
HK$48,482
baseline
▲ 0.50% · 4.625%
HK$51,433
+HK$2,951/mo
Deposit HK$6.67M · loan HK$10.00M · min. income ≈ HK$96,964/mo (50% DSR)
Upfront cash ≈ HK$7.29M (deposit + AVD stamp duty HK$625,226 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,754
−HK$2,742/mo
▼ 0.25% · 3.875%
HK$52,115
−HK$1,381/mo
Today · 4.125%
HK$53,496
baseline
▲ 0.50% · 4.625%
HK$56,315
+HK$2,819/mo
Deposit HK$6.67M · loan HK$10.00M · min. income ≈ HK$106,992/mo (50% DSR)
Upfront cash ≈ HK$7.29M (deposit + AVD stamp duty HK$625,226 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,225
−HK$3,338/mo
▼ 0.25% · 3.875%
HK$54,881
−HK$1,682/mo
Today · 4.125%
HK$56,563
baseline
▲ 0.50% · 4.625%
HK$60,005
+HK$3,442/mo
Deposit HK$5.00M · loan HK$11.67M · min. income ≈ HK$113,126/mo (50% DSR)
Upfront cash ≈ HK$5.63M (deposit + AVD stamp duty HK$625,226 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,213
−HK$3,199/mo
▼ 0.25% · 3.875%
HK$60,801
−HK$1,611/mo
Today · 4.125%
HK$62,412
baseline
▲ 0.50% · 4.625%
HK$65,701
+HK$3,289/mo
Deposit HK$5.00M · loan HK$11.67M · min. income ≈ HK$124,824/mo (50% DSR)
Upfront cash ≈ HK$5.63M (deposit + AVD stamp duty HK$625,226 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,432
−HK$4,292/mo
▼ 0.25% · 3.875%
HK$70,561
−HK$2,163/mo
Today · 4.125%
HK$72,724
baseline
▲ 0.50% · 4.625%
HK$77,149
+HK$4,425/mo
Deposit HK$1.67M · loan HK$15.01M · min. income ≈ HK$145,448/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$625,226 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,130
−HK$4,113/mo
▼ 0.25% · 3.875%
HK$78,172
−HK$2,071/mo
Today · 4.125%
HK$80,243
baseline
▲ 0.50% · 4.625%
HK$84,473
+HK$4,230/mo
Deposit HK$1.67M · loan HK$15.01M · min. income ≈ HK$160,486/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$625,226 · Scale 2, in force from 26 Feb 2026)