LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,019
−HK$2,384/mo
▼ 0.25% · 3.875%
HK$39,201
−HK$1,202/mo
Today · 4.125%
HK$40,403
baseline
▲ 0.50% · 4.625%
HK$42,861
+HK$2,458/mo
Deposit HK$8.34M · loan HK$8.34M · min. income ≈ HK$80,806/mo (50% DSR)
Upfront cash ≈ HK$8.96M (deposit + AVD stamp duty HK$625,237 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,295
−HK$2,285/mo
▼ 0.25% · 3.875%
HK$43,430
−HK$1,150/mo
Today · 4.125%
HK$44,580
baseline
▲ 0.50% · 4.625%
HK$46,930
+HK$2,350/mo
Deposit HK$8.34M · loan HK$8.34M · min. income ≈ HK$89,160/mo (50% DSR)
Upfront cash ≈ HK$8.96M (deposit + AVD stamp duty HK$625,237 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,622
−HK$2,861/mo
▼ 0.25% · 3.875%
HK$47,041
−HK$1,442/mo
Today · 4.125%
HK$48,483
baseline
▲ 0.50% · 4.625%
HK$51,433
+HK$2,950/mo
Deposit HK$6.67M · loan HK$10.00M · min. income ≈ HK$96,966/mo (50% DSR)
Upfront cash ≈ HK$7.29M (deposit + AVD stamp duty HK$625,237 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,754
−HK$2,743/mo
▼ 0.25% · 3.875%
HK$52,116
−HK$1,381/mo
Today · 4.125%
HK$53,497
baseline
▲ 0.50% · 4.625%
HK$56,316
+HK$2,819/mo
Deposit HK$6.67M · loan HK$10.00M · min. income ≈ HK$106,994/mo (50% DSR)
Upfront cash ≈ HK$7.29M (deposit + AVD stamp duty HK$625,237 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,226
−HK$3,338/mo
▼ 0.25% · 3.875%
HK$54,882
−HK$1,682/mo
Today · 4.125%
HK$56,564
baseline
▲ 0.50% · 4.625%
HK$60,006
+HK$3,442/mo
Deposit HK$5.00M · loan HK$11.67M · min. income ≈ HK$113,128/mo (50% DSR)
Upfront cash ≈ HK$5.63M (deposit + AVD stamp duty HK$625,237 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,213
−HK$3,200/mo
▼ 0.25% · 3.875%
HK$60,802
−HK$1,611/mo
Today · 4.125%
HK$62,413
baseline
▲ 0.50% · 4.625%
HK$65,702
+HK$3,289/mo
Deposit HK$5.00M · loan HK$11.67M · min. income ≈ HK$124,826/mo (50% DSR)
Upfront cash ≈ HK$5.63M (deposit + AVD stamp duty HK$625,237 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,434
−HK$4,291/mo
▼ 0.25% · 3.875%
HK$70,562
−HK$2,163/mo
Today · 4.125%
HK$72,725
baseline
▲ 0.50% · 4.625%
HK$77,150
+HK$4,425/mo
Deposit HK$1.67M · loan HK$15.01M · min. income ≈ HK$145,450/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$625,237 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,132
−HK$4,113/mo
▼ 0.25% · 3.875%
HK$78,173
−HK$2,072/mo
Today · 4.125%
HK$80,245
baseline
▲ 0.50% · 4.625%
HK$84,475
+HK$4,230/mo
Deposit HK$1.67M · loan HK$15.01M · min. income ≈ HK$160,490/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$625,237 · Scale 2, in force from 26 Feb 2026)