LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,020
−HK$2,385/mo
▼ 0.25% · 3.875%
HK$39,203
−HK$1,202/mo
Today · 4.125%
HK$40,405
baseline
▲ 0.50% · 4.625%
HK$42,863
+HK$2,458/mo
Deposit HK$8.34M · loan HK$8.34M · min. income ≈ HK$80,810/mo (50% DSR)
Upfront cash ≈ HK$8.96M (deposit + AVD stamp duty HK$625,267 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,297
−HK$2,286/mo
▼ 0.25% · 3.875%
HK$43,432
−HK$1,151/mo
Today · 4.125%
HK$44,583
baseline
▲ 0.50% · 4.625%
HK$46,933
+HK$2,350/mo
Deposit HK$8.34M · loan HK$8.34M · min. income ≈ HK$89,166/mo (50% DSR)
Upfront cash ≈ HK$8.96M (deposit + AVD stamp duty HK$625,267 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,625
−HK$2,861/mo
▼ 0.25% · 3.875%
HK$47,044
−HK$1,442/mo
Today · 4.125%
HK$48,486
baseline
▲ 0.50% · 4.625%
HK$51,436
+HK$2,950/mo
Deposit HK$6.67M · loan HK$10.00M · min. income ≈ HK$96,972/mo (50% DSR)
Upfront cash ≈ HK$7.29M (deposit + AVD stamp duty HK$625,267 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,757
−HK$2,742/mo
▼ 0.25% · 3.875%
HK$52,118
−HK$1,381/mo
Today · 4.125%
HK$53,499
baseline
▲ 0.50% · 4.625%
HK$56,319
+HK$2,820/mo
Deposit HK$6.67M · loan HK$10.00M · min. income ≈ HK$106,998/mo (50% DSR)
Upfront cash ≈ HK$7.29M (deposit + AVD stamp duty HK$625,267 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,229
−HK$3,338/mo
▼ 0.25% · 3.875%
HK$54,884
−HK$1,683/mo
Today · 4.125%
HK$56,567
baseline
▲ 0.50% · 4.625%
HK$60,009
+HK$3,442/mo
Deposit HK$5.00M · loan HK$11.67M · min. income ≈ HK$113,134/mo (50% DSR)
Upfront cash ≈ HK$5.63M (deposit + AVD stamp duty HK$625,267 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,216
−HK$3,200/mo
▼ 0.25% · 3.875%
HK$60,805
−HK$1,611/mo
Today · 4.125%
HK$62,416
baseline
▲ 0.50% · 4.625%
HK$65,706
+HK$3,290/mo
Deposit HK$5.00M · loan HK$11.67M · min. income ≈ HK$124,832/mo (50% DSR)
Upfront cash ≈ HK$5.63M (deposit + AVD stamp duty HK$625,267 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,437
−HK$4,291/mo
▼ 0.25% · 3.875%
HK$70,566
−HK$2,162/mo
Today · 4.125%
HK$72,728
baseline
▲ 0.50% · 4.625%
HK$77,154
+HK$4,426/mo
Deposit HK$1.67M · loan HK$15.01M · min. income ≈ HK$145,456/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$625,267 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,135
−HK$4,114/mo
▼ 0.25% · 3.875%
HK$78,177
−HK$2,072/mo
Today · 4.125%
HK$80,249
baseline
▲ 0.50% · 4.625%
HK$84,479
+HK$4,230/mo
Deposit HK$1.67M · loan HK$15.01M · min. income ≈ HK$160,498/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$625,267 · Scale 2, in force from 26 Feb 2026)