LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,021
−HK$2,384/mo
▼ 0.25% · 3.875%
HK$39,204
−HK$1,201/mo
Today · 4.125%
HK$40,405
baseline
▲ 0.50% · 4.625%
HK$42,864
+HK$2,459/mo
Deposit HK$8.34M · loan HK$8.34M · min. income ≈ HK$80,810/mo (50% DSR)
Upfront cash ≈ HK$8.96M (deposit + AVD stamp duty HK$625,275 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,298
−HK$2,285/mo
▼ 0.25% · 3.875%
HK$43,432
−HK$1,151/mo
Today · 4.125%
HK$44,583
baseline
▲ 0.50% · 4.625%
HK$46,933
+HK$2,350/mo
Deposit HK$8.34M · loan HK$8.34M · min. income ≈ HK$89,166/mo (50% DSR)
Upfront cash ≈ HK$8.96M (deposit + AVD stamp duty HK$625,275 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,625
−HK$2,861/mo
▼ 0.25% · 3.875%
HK$47,044
−HK$1,442/mo
Today · 4.125%
HK$48,486
baseline
▲ 0.50% · 4.625%
HK$51,437
+HK$2,951/mo
Deposit HK$6.67M · loan HK$10.00M · min. income ≈ HK$96,972/mo (50% DSR)
Upfront cash ≈ HK$7.29M (deposit + AVD stamp duty HK$625,275 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,758
−HK$2,742/mo
▼ 0.25% · 3.875%
HK$52,119
−HK$1,381/mo
Today · 4.125%
HK$53,500
baseline
▲ 0.50% · 4.625%
HK$56,320
+HK$2,820/mo
Deposit HK$6.67M · loan HK$10.00M · min. income ≈ HK$107,000/mo (50% DSR)
Upfront cash ≈ HK$7.29M (deposit + AVD stamp duty HK$625,275 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,229
−HK$3,338/mo
▼ 0.25% · 3.875%
HK$54,885
−HK$1,682/mo
Today · 4.125%
HK$56,567
baseline
▲ 0.50% · 4.625%
HK$60,009
+HK$3,442/mo
Deposit HK$5.00M · loan HK$11.67M · min. income ≈ HK$113,134/mo (50% DSR)
Upfront cash ≈ HK$5.63M (deposit + AVD stamp duty HK$625,275 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,217
−HK$3,199/mo
▼ 0.25% · 3.875%
HK$60,805
−HK$1,611/mo
Today · 4.125%
HK$62,416
baseline
▲ 0.50% · 4.625%
HK$65,706
+HK$3,290/mo
Deposit HK$5.00M · loan HK$11.67M · min. income ≈ HK$124,832/mo (50% DSR)
Upfront cash ≈ HK$5.63M (deposit + AVD stamp duty HK$625,275 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,438
−HK$4,291/mo
▼ 0.25% · 3.875%
HK$70,567
−HK$2,162/mo
Today · 4.125%
HK$72,729
baseline
▲ 0.50% · 4.625%
HK$77,155
+HK$4,426/mo
Deposit HK$1.67M · loan HK$15.01M · min. income ≈ HK$145,458/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$625,275 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,136
−HK$4,114/mo
▼ 0.25% · 3.875%
HK$78,178
−HK$2,072/mo
Today · 4.125%
HK$80,250
baseline
▲ 0.50% · 4.625%
HK$84,480
+HK$4,230/mo
Deposit HK$1.67M · loan HK$15.01M · min. income ≈ HK$160,500/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$625,275 · Scale 2, in force from 26 Feb 2026)