LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,021
−HK$2,385/mo
▼ 0.25% · 3.875%
HK$39,204
−HK$1,202/mo
Today · 4.125%
HK$40,406
baseline
▲ 0.50% · 4.625%
HK$42,864
+HK$2,458/mo
Deposit HK$8.34M · loan HK$8.34M · min. income ≈ HK$80,812/mo (50% DSR)
Upfront cash ≈ HK$8.96M (deposit + AVD stamp duty HK$625,282 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,298
−HK$2,286/mo
▼ 0.25% · 3.875%
HK$43,433
−HK$1,151/mo
Today · 4.125%
HK$44,584
baseline
▲ 0.50% · 4.625%
HK$46,934
+HK$2,350/mo
Deposit HK$8.34M · loan HK$8.34M · min. income ≈ HK$89,168/mo (50% DSR)
Upfront cash ≈ HK$8.96M (deposit + AVD stamp duty HK$625,282 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,626
−HK$2,861/mo
▼ 0.25% · 3.875%
HK$47,045
−HK$1,442/mo
Today · 4.125%
HK$48,487
baseline
▲ 0.50% · 4.625%
HK$51,437
+HK$2,950/mo
Deposit HK$6.67M · loan HK$10.00M · min. income ≈ HK$96,974/mo (50% DSR)
Upfront cash ≈ HK$7.29M (deposit + AVD stamp duty HK$625,282 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,758
−HK$2,742/mo
▼ 0.25% · 3.875%
HK$52,119
−HK$1,381/mo
Today · 4.125%
HK$53,500
baseline
▲ 0.50% · 4.625%
HK$56,320
+HK$2,820/mo
Deposit HK$6.67M · loan HK$10.00M · min. income ≈ HK$107,000/mo (50% DSR)
Upfront cash ≈ HK$7.29M (deposit + AVD stamp duty HK$625,282 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,230
−HK$3,338/mo
▼ 0.25% · 3.875%
HK$54,886
−HK$1,682/mo
Today · 4.125%
HK$56,568
baseline
▲ 0.50% · 4.625%
HK$60,010
+HK$3,442/mo
Deposit HK$5.00M · loan HK$11.67M · min. income ≈ HK$113,136/mo (50% DSR)
Upfront cash ≈ HK$5.63M (deposit + AVD stamp duty HK$625,282 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,218
−HK$3,199/mo
▼ 0.25% · 3.875%
HK$60,806
−HK$1,611/mo
Today · 4.125%
HK$62,417
baseline
▲ 0.50% · 4.625%
HK$65,707
+HK$3,290/mo
Deposit HK$5.00M · loan HK$11.67M · min. income ≈ HK$124,834/mo (50% DSR)
Upfront cash ≈ HK$5.63M (deposit + AVD stamp duty HK$625,282 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,439
−HK$4,291/mo
▼ 0.25% · 3.875%
HK$70,567
−HK$2,163/mo
Today · 4.125%
HK$72,730
baseline
▲ 0.50% · 4.625%
HK$77,156
+HK$4,426/mo
Deposit HK$1.67M · loan HK$15.01M · min. income ≈ HK$145,460/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$625,282 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,137
−HK$4,114/mo
▼ 0.25% · 3.875%
HK$78,179
−HK$2,072/mo
Today · 4.125%
HK$80,251
baseline
▲ 0.50% · 4.625%
HK$84,481
+HK$4,230/mo
Deposit HK$1.67M · loan HK$15.01M · min. income ≈ HK$160,502/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$625,282 · Scale 2, in force from 26 Feb 2026)