LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,024
−HK$2,384/mo
▼ 0.25% · 3.875%
HK$39,207
−HK$1,201/mo
Today · 4.125%
HK$40,408
baseline
▲ 0.50% · 4.625%
HK$42,867
+HK$2,459/mo
Deposit HK$8.34M · loan HK$8.34M · min. income ≈ HK$80,816/mo (50% DSR)
Upfront cash ≈ HK$8.96M (deposit + AVD stamp duty HK$625,324 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,301
−HK$2,286/mo
▼ 0.25% · 3.875%
HK$43,436
−HK$1,151/mo
Today · 4.125%
HK$44,587
baseline
▲ 0.50% · 4.625%
HK$46,937
+HK$2,350/mo
Deposit HK$8.34M · loan HK$8.34M · min. income ≈ HK$89,174/mo (50% DSR)
Upfront cash ≈ HK$8.96M (deposit + AVD stamp duty HK$625,324 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,629
−HK$2,861/mo
▼ 0.25% · 3.875%
HK$47,048
−HK$1,442/mo
Today · 4.125%
HK$48,490
baseline
▲ 0.50% · 4.625%
HK$51,441
+HK$2,951/mo
Deposit HK$6.67M · loan HK$10.01M · min. income ≈ HK$96,980/mo (50% DSR)
Upfront cash ≈ HK$7.30M (deposit + AVD stamp duty HK$625,324 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,762
−HK$2,742/mo
▼ 0.25% · 3.875%
HK$52,123
−HK$1,381/mo
Today · 4.125%
HK$53,504
baseline
▲ 0.50% · 4.625%
HK$56,324
+HK$2,820/mo
Deposit HK$6.67M · loan HK$10.01M · min. income ≈ HK$107,008/mo (50% DSR)
Upfront cash ≈ HK$7.30M (deposit + AVD stamp duty HK$625,324 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,234
−HK$3,338/mo
▼ 0.25% · 3.875%
HK$54,889
−HK$1,683/mo
Today · 4.125%
HK$56,572
baseline
▲ 0.50% · 4.625%
HK$60,014
+HK$3,442/mo
Deposit HK$5.00M · loan HK$11.67M · min. income ≈ HK$113,144/mo (50% DSR)
Upfront cash ≈ HK$5.63M (deposit + AVD stamp duty HK$625,324 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,222
−HK$3,199/mo
▼ 0.25% · 3.875%
HK$60,810
−HK$1,611/mo
Today · 4.125%
HK$62,421
baseline
▲ 0.50% · 4.625%
HK$65,712
+HK$3,291/mo
Deposit HK$5.00M · loan HK$11.67M · min. income ≈ HK$124,842/mo (50% DSR)
Upfront cash ≈ HK$5.63M (deposit + AVD stamp duty HK$625,324 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,443
−HK$4,292/mo
▼ 0.25% · 3.875%
HK$70,572
−HK$2,163/mo
Today · 4.125%
HK$72,735
baseline
▲ 0.50% · 4.625%
HK$77,161
+HK$4,426/mo
Deposit HK$1.67M · loan HK$15.01M · min. income ≈ HK$145,470/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$625,324 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,142
−HK$4,114/mo
▼ 0.25% · 3.875%
HK$78,184
−HK$2,072/mo
Today · 4.125%
HK$80,256
baseline
▲ 0.50% · 4.625%
HK$84,486
+HK$4,230/mo
Deposit HK$1.67M · loan HK$15.01M · min. income ≈ HK$160,512/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$625,324 · Scale 2, in force from 26 Feb 2026)