LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,026
−HK$2,385/mo
▼ 0.25% · 3.875%
HK$39,209
−HK$1,202/mo
Today · 4.125%
HK$40,411
baseline
▲ 0.50% · 4.625%
HK$42,870
+HK$2,459/mo
Deposit HK$8.34M · loan HK$8.34M · min. income ≈ HK$80,822/mo (50% DSR)
Upfront cash ≈ HK$8.96M (deposit + AVD stamp duty HK$625,363 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,304
−HK$2,285/mo
▼ 0.25% · 3.875%
HK$43,438
−HK$1,151/mo
Today · 4.125%
HK$44,589
baseline
▲ 0.50% · 4.625%
HK$46,940
+HK$2,351/mo
Deposit HK$8.34M · loan HK$8.34M · min. income ≈ HK$89,178/mo (50% DSR)
Upfront cash ≈ HK$8.96M (deposit + AVD stamp duty HK$625,363 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,632
−HK$2,861/mo
▼ 0.25% · 3.875%
HK$47,051
−HK$1,442/mo
Today · 4.125%
HK$48,493
baseline
▲ 0.50% · 4.625%
HK$51,444
+HK$2,951/mo
Deposit HK$6.67M · loan HK$10.01M · min. income ≈ HK$96,986/mo (50% DSR)
Upfront cash ≈ HK$7.30M (deposit + AVD stamp duty HK$625,363 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,765
−HK$2,742/mo
▼ 0.25% · 3.875%
HK$52,126
−HK$1,381/mo
Today · 4.125%
HK$53,507
baseline
▲ 0.50% · 4.625%
HK$56,328
+HK$2,821/mo
Deposit HK$6.67M · loan HK$10.01M · min. income ≈ HK$107,014/mo (50% DSR)
Upfront cash ≈ HK$7.30M (deposit + AVD stamp duty HK$625,363 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,237
−HK$3,338/mo
▼ 0.25% · 3.875%
HK$54,893
−HK$1,682/mo
Today · 4.125%
HK$56,575
baseline
▲ 0.50% · 4.625%
HK$60,018
+HK$3,443/mo
Deposit HK$5.00M · loan HK$11.67M · min. income ≈ HK$113,150/mo (50% DSR)
Upfront cash ≈ HK$5.63M (deposit + AVD stamp duty HK$625,363 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,225
−HK$3,200/mo
▼ 0.25% · 3.875%
HK$60,814
−HK$1,611/mo
Today · 4.125%
HK$62,425
baseline
▲ 0.50% · 4.625%
HK$65,716
+HK$3,291/mo
Deposit HK$5.00M · loan HK$11.67M · min. income ≈ HK$124,850/mo (50% DSR)
Upfront cash ≈ HK$5.63M (deposit + AVD stamp duty HK$625,363 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,447
−HK$4,293/mo
▼ 0.25% · 3.875%
HK$70,576
−HK$2,164/mo
Today · 4.125%
HK$72,740
baseline
▲ 0.50% · 4.625%
HK$77,166
+HK$4,426/mo
Deposit HK$1.67M · loan HK$15.01M · min. income ≈ HK$145,480/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$625,363 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,147
−HK$4,114/mo
▼ 0.25% · 3.875%
HK$78,189
−HK$2,072/mo
Today · 4.125%
HK$80,261
baseline
▲ 0.50% · 4.625%
HK$84,492
+HK$4,231/mo
Deposit HK$1.67M · loan HK$15.01M · min. income ≈ HK$160,522/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$625,363 · Scale 2, in force from 26 Feb 2026)