LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,027
−HK$2,385/mo
▼ 0.25% · 3.875%
HK$39,210
−HK$1,202/mo
Today · 4.125%
HK$40,412
baseline
▲ 0.50% · 4.625%
HK$42,871
+HK$2,459/mo
Deposit HK$8.34M · loan HK$8.34M · min. income ≈ HK$80,824/mo (50% DSR)
Upfront cash ≈ HK$8.96M (deposit + AVD stamp duty HK$625,377 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,305
−HK$2,285/mo
▼ 0.25% · 3.875%
HK$43,439
−HK$1,151/mo
Today · 4.125%
HK$44,590
baseline
▲ 0.50% · 4.625%
HK$46,941
+HK$2,351/mo
Deposit HK$8.34M · loan HK$8.34M · min. income ≈ HK$89,180/mo (50% DSR)
Upfront cash ≈ HK$8.96M (deposit + AVD stamp duty HK$625,377 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,633
−HK$2,861/mo
▼ 0.25% · 3.875%
HK$47,052
−HK$1,442/mo
Today · 4.125%
HK$48,494
baseline
▲ 0.50% · 4.625%
HK$51,445
+HK$2,951/mo
Deposit HK$6.67M · loan HK$10.01M · min. income ≈ HK$96,988/mo (50% DSR)
Upfront cash ≈ HK$7.30M (deposit + AVD stamp duty HK$625,377 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,766
−HK$2,743/mo
▼ 0.25% · 3.875%
HK$52,127
−HK$1,382/mo
Today · 4.125%
HK$53,509
baseline
▲ 0.50% · 4.625%
HK$56,329
+HK$2,820/mo
Deposit HK$6.67M · loan HK$10.01M · min. income ≈ HK$107,018/mo (50% DSR)
Upfront cash ≈ HK$7.30M (deposit + AVD stamp duty HK$625,377 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,238
−HK$3,339/mo
▼ 0.25% · 3.875%
HK$54,894
−HK$1,683/mo
Today · 4.125%
HK$56,577
baseline
▲ 0.50% · 4.625%
HK$60,019
+HK$3,442/mo
Deposit HK$5.00M · loan HK$11.67M · min. income ≈ HK$113,154/mo (50% DSR)
Upfront cash ≈ HK$5.63M (deposit + AVD stamp duty HK$625,377 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,227
−HK$3,200/mo
▼ 0.25% · 3.875%
HK$60,815
−HK$1,612/mo
Today · 4.125%
HK$62,427
baseline
▲ 0.50% · 4.625%
HK$65,717
+HK$3,290/mo
Deposit HK$5.00M · loan HK$11.67M · min. income ≈ HK$124,854/mo (50% DSR)
Upfront cash ≈ HK$5.63M (deposit + AVD stamp duty HK$625,377 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,449
−HK$4,292/mo
▼ 0.25% · 3.875%
HK$70,578
−HK$2,163/mo
Today · 4.125%
HK$72,741
baseline
▲ 0.50% · 4.625%
HK$77,167
+HK$4,426/mo
Deposit HK$1.67M · loan HK$15.01M · min. income ≈ HK$145,482/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$625,377 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,149
−HK$4,114/mo
▼ 0.25% · 3.875%
HK$78,191
−HK$2,072/mo
Today · 4.125%
HK$80,263
baseline
▲ 0.50% · 4.625%
HK$84,494
+HK$4,231/mo
Deposit HK$1.67M · loan HK$15.01M · min. income ≈ HK$160,526/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$625,377 · Scale 2, in force from 26 Feb 2026)