LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,030
−HK$2,385/mo
▼ 0.25% · 3.875%
HK$39,213
−HK$1,202/mo
Today · 4.125%
HK$40,415
baseline
▲ 0.50% · 4.625%
HK$42,874
+HK$2,459/mo
Deposit HK$8.34M · loan HK$8.34M · min. income ≈ HK$80,830/mo (50% DSR)
Upfront cash ≈ HK$8.96M (deposit + AVD stamp duty HK$625,424 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,308
−HK$2,286/mo
▼ 0.25% · 3.875%
HK$43,443
−HK$1,151/mo
Today · 4.125%
HK$44,594
baseline
▲ 0.50% · 4.625%
HK$46,944
+HK$2,350/mo
Deposit HK$8.34M · loan HK$8.34M · min. income ≈ HK$89,188/mo (50% DSR)
Upfront cash ≈ HK$8.96M (deposit + AVD stamp duty HK$625,424 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,636
−HK$2,862/mo
▼ 0.25% · 3.875%
HK$47,056
−HK$1,442/mo
Today · 4.125%
HK$48,498
baseline
▲ 0.50% · 4.625%
HK$51,449
+HK$2,951/mo
Deposit HK$6.67M · loan HK$10.01M · min. income ≈ HK$96,996/mo (50% DSR)
Upfront cash ≈ HK$7.30M (deposit + AVD stamp duty HK$625,424 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,770
−HK$2,743/mo
▼ 0.25% · 3.875%
HK$52,131
−HK$1,382/mo
Today · 4.125%
HK$53,513
baseline
▲ 0.50% · 4.625%
HK$56,333
+HK$2,820/mo
Deposit HK$6.67M · loan HK$10.01M · min. income ≈ HK$107,026/mo (50% DSR)
Upfront cash ≈ HK$7.30M (deposit + AVD stamp duty HK$625,424 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,242
−HK$3,339/mo
▼ 0.25% · 3.875%
HK$54,898
−HK$1,683/mo
Today · 4.125%
HK$56,581
baseline
▲ 0.50% · 4.625%
HK$60,024
+HK$3,443/mo
Deposit HK$5.00M · loan HK$11.67M · min. income ≈ HK$113,162/mo (50% DSR)
Upfront cash ≈ HK$5.63M (deposit + AVD stamp duty HK$625,424 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,231
−HK$3,200/mo
▼ 0.25% · 3.875%
HK$60,820
−HK$1,611/mo
Today · 4.125%
HK$62,431
baseline
▲ 0.50% · 4.625%
HK$65,722
+HK$3,291/mo
Deposit HK$5.00M · loan HK$11.67M · min. income ≈ HK$124,862/mo (50% DSR)
Upfront cash ≈ HK$5.63M (deposit + AVD stamp duty HK$625,424 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,454
−HK$4,293/mo
▼ 0.25% · 3.875%
HK$70,583
−HK$2,164/mo
Today · 4.125%
HK$72,747
baseline
▲ 0.50% · 4.625%
HK$77,173
+HK$4,426/mo
Deposit HK$1.67M · loan HK$15.01M · min. income ≈ HK$145,494/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$625,424 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,154
−HK$4,115/mo
▼ 0.25% · 3.875%
HK$78,197
−HK$2,072/mo
Today · 4.125%
HK$80,269
baseline
▲ 0.50% · 4.625%
HK$84,500
+HK$4,231/mo
Deposit HK$1.67M · loan HK$15.01M · min. income ≈ HK$160,538/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$625,424 · Scale 2, in force from 26 Feb 2026)