LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,032
−HK$2,385/mo
▼ 0.25% · 3.875%
HK$39,215
−HK$1,202/mo
Today · 4.125%
HK$40,417
baseline
▲ 0.50% · 4.625%
HK$42,876
+HK$2,459/mo
Deposit HK$8.34M · loan HK$8.34M · min. income ≈ HK$80,834/mo (50% DSR)
Upfront cash ≈ HK$8.96M (deposit + AVD stamp duty HK$625,455 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,310
−HK$2,286/mo
▼ 0.25% · 3.875%
HK$43,445
−HK$1,151/mo
Today · 4.125%
HK$44,596
baseline
▲ 0.50% · 4.625%
HK$46,947
+HK$2,351/mo
Deposit HK$8.34M · loan HK$8.34M · min. income ≈ HK$89,192/mo (50% DSR)
Upfront cash ≈ HK$8.96M (deposit + AVD stamp duty HK$625,455 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,638
−HK$2,862/mo
▼ 0.25% · 3.875%
HK$47,058
−HK$1,442/mo
Today · 4.125%
HK$48,500
baseline
▲ 0.50% · 4.625%
HK$51,451
+HK$2,951/mo
Deposit HK$6.67M · loan HK$10.01M · min. income ≈ HK$97,000/mo (50% DSR)
Upfront cash ≈ HK$7.30M (deposit + AVD stamp duty HK$625,455 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,772
−HK$2,743/mo
▼ 0.25% · 3.875%
HK$52,134
−HK$1,381/mo
Today · 4.125%
HK$53,515
baseline
▲ 0.50% · 4.625%
HK$56,336
+HK$2,821/mo
Deposit HK$6.67M · loan HK$10.01M · min. income ≈ HK$107,030/mo (50% DSR)
Upfront cash ≈ HK$7.30M (deposit + AVD stamp duty HK$625,455 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,245
−HK$3,339/mo
▼ 0.25% · 3.875%
HK$54,901
−HK$1,683/mo
Today · 4.125%
HK$56,584
baseline
▲ 0.50% · 4.625%
HK$60,027
+HK$3,443/mo
Deposit HK$5.00M · loan HK$11.68M · min. income ≈ HK$113,168/mo (50% DSR)
Upfront cash ≈ HK$5.63M (deposit + AVD stamp duty HK$625,455 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,234
−HK$3,200/mo
▼ 0.25% · 3.875%
HK$60,823
−HK$1,611/mo
Today · 4.125%
HK$62,434
baseline
▲ 0.50% · 4.625%
HK$65,725
+HK$3,291/mo
Deposit HK$5.00M · loan HK$11.68M · min. income ≈ HK$124,868/mo (50% DSR)
Upfront cash ≈ HK$5.63M (deposit + AVD stamp duty HK$625,455 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,457
−HK$4,293/mo
▼ 0.25% · 3.875%
HK$70,587
−HK$2,163/mo
Today · 4.125%
HK$72,750
baseline
▲ 0.50% · 4.625%
HK$77,177
+HK$4,427/mo
Deposit HK$1.67M · loan HK$15.01M · min. income ≈ HK$145,500/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$625,455 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,158
−HK$4,115/mo
▼ 0.25% · 3.875%
HK$78,201
−HK$2,072/mo
Today · 4.125%
HK$80,273
baseline
▲ 0.50% · 4.625%
HK$84,504
+HK$4,231/mo
Deposit HK$1.67M · loan HK$15.01M · min. income ≈ HK$160,546/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$625,455 · Scale 2, in force from 26 Feb 2026)