LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,033
−HK$2,385/mo
▼ 0.25% · 3.875%
HK$39,216
−HK$1,202/mo
Today · 4.125%
HK$40,418
baseline
▲ 0.50% · 4.625%
HK$42,878
+HK$2,460/mo
Deposit HK$8.34M · loan HK$8.34M · min. income ≈ HK$80,836/mo (50% DSR)
Upfront cash ≈ HK$8.97M (deposit + AVD stamp duty HK$625,477 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,312
−HK$2,286/mo
▼ 0.25% · 3.875%
HK$43,446
−HK$1,152/mo
Today · 4.125%
HK$44,598
baseline
▲ 0.50% · 4.625%
HK$46,948
+HK$2,350/mo
Deposit HK$8.34M · loan HK$8.34M · min. income ≈ HK$89,196/mo (50% DSR)
Upfront cash ≈ HK$8.97M (deposit + AVD stamp duty HK$625,477 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,640
−HK$2,862/mo
▼ 0.25% · 3.875%
HK$47,060
−HK$1,442/mo
Today · 4.125%
HK$48,502
baseline
▲ 0.50% · 4.625%
HK$51,453
+HK$2,951/mo
Deposit HK$6.67M · loan HK$10.01M · min. income ≈ HK$97,004/mo (50% DSR)
Upfront cash ≈ HK$7.30M (deposit + AVD stamp duty HK$625,477 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,774
−HK$2,743/mo
▼ 0.25% · 3.875%
HK$52,136
−HK$1,381/mo
Today · 4.125%
HK$53,517
baseline
▲ 0.50% · 4.625%
HK$56,338
+HK$2,821/mo
Deposit HK$6.67M · loan HK$10.01M · min. income ≈ HK$107,034/mo (50% DSR)
Upfront cash ≈ HK$7.30M (deposit + AVD stamp duty HK$625,477 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,247
−HK$3,339/mo
▼ 0.25% · 3.875%
HK$54,903
−HK$1,683/mo
Today · 4.125%
HK$56,586
baseline
▲ 0.50% · 4.625%
HK$60,029
+HK$3,443/mo
Deposit HK$5.00M · loan HK$11.68M · min. income ≈ HK$113,172/mo (50% DSR)
Upfront cash ≈ HK$5.63M (deposit + AVD stamp duty HK$625,477 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,236
−HK$3,201/mo
▼ 0.25% · 3.875%
HK$60,825
−HK$1,612/mo
Today · 4.125%
HK$62,437
baseline
▲ 0.50% · 4.625%
HK$65,728
+HK$3,291/mo
Deposit HK$5.00M · loan HK$11.68M · min. income ≈ HK$124,874/mo (50% DSR)
Upfront cash ≈ HK$5.63M (deposit + AVD stamp duty HK$625,477 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,460
−HK$4,293/mo
▼ 0.25% · 3.875%
HK$70,589
−HK$2,164/mo
Today · 4.125%
HK$72,753
baseline
▲ 0.50% · 4.625%
HK$77,180
+HK$4,427/mo
Deposit HK$1.67M · loan HK$15.01M · min. income ≈ HK$145,506/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$625,477 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,161
−HK$4,115/mo
▼ 0.25% · 3.875%
HK$78,203
−HK$2,073/mo
Today · 4.125%
HK$80,276
baseline
▲ 0.50% · 4.625%
HK$84,507
+HK$4,231/mo
Deposit HK$1.67M · loan HK$15.01M · min. income ≈ HK$160,552/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$625,477 · Scale 2, in force from 26 Feb 2026)