LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,037
−HK$2,385/mo
▼ 0.25% · 3.875%
HK$39,220
−HK$1,202/mo
Today · 4.125%
HK$40,422
baseline
▲ 0.50% · 4.625%
HK$42,882
+HK$2,460/mo
Deposit HK$8.34M · loan HK$8.34M · min. income ≈ HK$80,844/mo (50% DSR)
Upfront cash ≈ HK$8.97M (deposit + AVD stamp duty HK$625,536 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,316
−HK$2,286/mo
▼ 0.25% · 3.875%
HK$43,451
−HK$1,151/mo
Today · 4.125%
HK$44,602
baseline
▲ 0.50% · 4.625%
HK$46,953
+HK$2,351/mo
Deposit HK$8.34M · loan HK$8.34M · min. income ≈ HK$89,204/mo (50% DSR)
Upfront cash ≈ HK$8.97M (deposit + AVD stamp duty HK$625,536 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,644
−HK$2,863/mo
▼ 0.25% · 3.875%
HK$47,064
−HK$1,443/mo
Today · 4.125%
HK$48,507
baseline
▲ 0.50% · 4.625%
HK$51,458
+HK$2,951/mo
Deposit HK$6.67M · loan HK$10.01M · min. income ≈ HK$97,014/mo (50% DSR)
Upfront cash ≈ HK$7.30M (deposit + AVD stamp duty HK$625,536 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,779
−HK$2,743/mo
▼ 0.25% · 3.875%
HK$52,141
−HK$1,381/mo
Today · 4.125%
HK$53,522
baseline
▲ 0.50% · 4.625%
HK$56,343
+HK$2,821/mo
Deposit HK$6.67M · loan HK$10.01M · min. income ≈ HK$107,044/mo (50% DSR)
Upfront cash ≈ HK$7.30M (deposit + AVD stamp duty HK$625,536 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,252
−HK$3,339/mo
▼ 0.25% · 3.875%
HK$54,908
−HK$1,683/mo
Today · 4.125%
HK$56,591
baseline
▲ 0.50% · 4.625%
HK$60,034
+HK$3,443/mo
Deposit HK$5.00M · loan HK$11.68M · min. income ≈ HK$113,182/mo (50% DSR)
Upfront cash ≈ HK$5.63M (deposit + AVD stamp duty HK$625,536 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,242
−HK$3,201/mo
▼ 0.25% · 3.875%
HK$60,831
−HK$1,612/mo
Today · 4.125%
HK$62,443
baseline
▲ 0.50% · 4.625%
HK$65,734
+HK$3,291/mo
Deposit HK$5.00M · loan HK$11.68M · min. income ≈ HK$124,886/mo (50% DSR)
Upfront cash ≈ HK$5.63M (deposit + AVD stamp duty HK$625,536 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,466
−HK$4,294/mo
▼ 0.25% · 3.875%
HK$70,596
−HK$2,164/mo
Today · 4.125%
HK$72,760
baseline
▲ 0.50% · 4.625%
HK$77,187
+HK$4,427/mo
Deposit HK$1.67M · loan HK$15.01M · min. income ≈ HK$145,520/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$625,536 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,168
−HK$4,115/mo
▼ 0.25% · 3.875%
HK$78,211
−HK$2,072/mo
Today · 4.125%
HK$80,283
baseline
▲ 0.50% · 4.625%
HK$84,515
+HK$4,232/mo
Deposit HK$1.67M · loan HK$15.01M · min. income ≈ HK$160,566/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$625,536 · Scale 2, in force from 26 Feb 2026)