LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,038
−HK$2,385/mo
▼ 0.25% · 3.875%
HK$39,221
−HK$1,202/mo
Today · 4.125%
HK$40,423
baseline
▲ 0.50% · 4.625%
HK$42,883
+HK$2,460/mo
Deposit HK$8.34M · loan HK$8.34M · min. income ≈ HK$80,846/mo (50% DSR)
Upfront cash ≈ HK$8.97M (deposit + AVD stamp duty HK$625,551 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,317
−HK$2,286/mo
▼ 0.25% · 3.875%
HK$43,452
−HK$1,151/mo
Today · 4.125%
HK$44,603
baseline
▲ 0.50% · 4.625%
HK$46,954
+HK$2,351/mo
Deposit HK$8.34M · loan HK$8.34M · min. income ≈ HK$89,206/mo (50% DSR)
Upfront cash ≈ HK$8.97M (deposit + AVD stamp duty HK$625,551 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,645
−HK$2,863/mo
▼ 0.25% · 3.875%
HK$47,065
−HK$1,443/mo
Today · 4.125%
HK$48,508
baseline
▲ 0.50% · 4.625%
HK$51,459
+HK$2,951/mo
Deposit HK$6.67M · loan HK$10.01M · min. income ≈ HK$97,016/mo (50% DSR)
Upfront cash ≈ HK$7.30M (deposit + AVD stamp duty HK$625,551 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,780
−HK$2,743/mo
▼ 0.25% · 3.875%
HK$52,142
−HK$1,381/mo
Today · 4.125%
HK$53,523
baseline
▲ 0.50% · 4.625%
HK$56,345
+HK$2,822/mo
Deposit HK$6.67M · loan HK$10.01M · min. income ≈ HK$107,046/mo (50% DSR)
Upfront cash ≈ HK$7.30M (deposit + AVD stamp duty HK$625,551 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,253
−HK$3,339/mo
▼ 0.25% · 3.875%
HK$54,909
−HK$1,683/mo
Today · 4.125%
HK$56,592
baseline
▲ 0.50% · 4.625%
HK$60,036
+HK$3,444/mo
Deposit HK$5.00M · loan HK$11.68M · min. income ≈ HK$113,184/mo (50% DSR)
Upfront cash ≈ HK$5.63M (deposit + AVD stamp duty HK$625,551 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,243
−HK$3,201/mo
▼ 0.25% · 3.875%
HK$60,832
−HK$1,612/mo
Today · 4.125%
HK$62,444
baseline
▲ 0.50% · 4.625%
HK$65,736
+HK$3,292/mo
Deposit HK$5.00M · loan HK$11.68M · min. income ≈ HK$124,888/mo (50% DSR)
Upfront cash ≈ HK$5.63M (deposit + AVD stamp duty HK$625,551 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,468
−HK$4,294/mo
▼ 0.25% · 3.875%
HK$70,598
−HK$2,164/mo
Today · 4.125%
HK$72,762
baseline
▲ 0.50% · 4.625%
HK$77,189
+HK$4,427/mo
Deposit HK$1.67M · loan HK$15.01M · min. income ≈ HK$145,524/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$625,551 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,170
−HK$4,115/mo
▼ 0.25% · 3.875%
HK$78,213
−HK$2,072/mo
Today · 4.125%
HK$80,285
baseline
▲ 0.50% · 4.625%
HK$84,517
+HK$4,232/mo
Deposit HK$1.67M · loan HK$15.01M · min. income ≈ HK$160,570/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$625,551 · Scale 2, in force from 26 Feb 2026)