LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,038
−HK$2,386/mo
▼ 0.25% · 3.875%
HK$39,221
−HK$1,203/mo
Today · 4.125%
HK$40,424
baseline
▲ 0.50% · 4.625%
HK$42,883
+HK$2,459/mo
Deposit HK$8.34M · loan HK$8.34M · min. income ≈ HK$80,848/mo (50% DSR)
Upfront cash ≈ HK$8.97M (deposit + AVD stamp duty HK$625,558 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,317
−HK$2,286/mo
▼ 0.25% · 3.875%
HK$43,452
−HK$1,151/mo
Today · 4.125%
HK$44,603
baseline
▲ 0.50% · 4.625%
HK$46,954
+HK$2,351/mo
Deposit HK$8.34M · loan HK$8.34M · min. income ≈ HK$89,206/mo (50% DSR)
Upfront cash ≈ HK$8.97M (deposit + AVD stamp duty HK$625,558 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,646
−HK$2,862/mo
▼ 0.25% · 3.875%
HK$47,066
−HK$1,442/mo
Today · 4.125%
HK$48,508
baseline
▲ 0.50% · 4.625%
HK$51,460
+HK$2,952/mo
Deposit HK$6.67M · loan HK$10.01M · min. income ≈ HK$97,016/mo (50% DSR)
Upfront cash ≈ HK$7.30M (deposit + AVD stamp duty HK$625,558 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,781
−HK$2,743/mo
▼ 0.25% · 3.875%
HK$52,142
−HK$1,382/mo
Today · 4.125%
HK$53,524
baseline
▲ 0.50% · 4.625%
HK$56,345
+HK$2,821/mo
Deposit HK$6.67M · loan HK$10.01M · min. income ≈ HK$107,048/mo (50% DSR)
Upfront cash ≈ HK$7.30M (deposit + AVD stamp duty HK$625,558 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,253
−HK$3,340/mo
▼ 0.25% · 3.875%
HK$54,910
−HK$1,683/mo
Today · 4.125%
HK$56,593
baseline
▲ 0.50% · 4.625%
HK$60,036
+HK$3,443/mo
Deposit HK$5.00M · loan HK$11.68M · min. income ≈ HK$113,186/mo (50% DSR)
Upfront cash ≈ HK$5.63M (deposit + AVD stamp duty HK$625,558 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,244
−HK$3,201/mo
▼ 0.25% · 3.875%
HK$60,833
−HK$1,612/mo
Today · 4.125%
HK$62,445
baseline
▲ 0.50% · 4.625%
HK$65,736
+HK$3,291/mo
Deposit HK$5.00M · loan HK$11.68M · min. income ≈ HK$124,890/mo (50% DSR)
Upfront cash ≈ HK$5.63M (deposit + AVD stamp duty HK$625,558 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,469
−HK$4,293/mo
▼ 0.25% · 3.875%
HK$70,598
−HK$2,164/mo
Today · 4.125%
HK$72,762
baseline
▲ 0.50% · 4.625%
HK$77,190
+HK$4,428/mo
Deposit HK$1.67M · loan HK$15.01M · min. income ≈ HK$145,524/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$625,558 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,171
−HK$4,115/mo
▼ 0.25% · 3.875%
HK$78,214
−HK$2,072/mo
Today · 4.125%
HK$80,286
baseline
▲ 0.50% · 4.625%
HK$84,518
+HK$4,232/mo
Deposit HK$1.67M · loan HK$15.01M · min. income ≈ HK$160,572/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$625,558 · Scale 2, in force from 26 Feb 2026)