LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,039
−HK$2,386/mo
▼ 0.25% · 3.875%
HK$39,222
−HK$1,203/mo
Today · 4.125%
HK$40,425
baseline
▲ 0.50% · 4.625%
HK$42,884
+HK$2,459/mo
Deposit HK$8.34M · loan HK$8.34M · min. income ≈ HK$80,850/mo (50% DSR)
Upfront cash ≈ HK$8.97M (deposit + AVD stamp duty HK$625,573 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,318
−HK$2,286/mo
▼ 0.25% · 3.875%
HK$43,453
−HK$1,151/mo
Today · 4.125%
HK$44,604
baseline
▲ 0.50% · 4.625%
HK$46,956
+HK$2,352/mo
Deposit HK$8.34M · loan HK$8.34M · min. income ≈ HK$89,208/mo (50% DSR)
Upfront cash ≈ HK$8.97M (deposit + AVD stamp duty HK$625,573 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,647
−HK$2,862/mo
▼ 0.25% · 3.875%
HK$47,067
−HK$1,442/mo
Today · 4.125%
HK$48,509
baseline
▲ 0.50% · 4.625%
HK$51,461
+HK$2,952/mo
Deposit HK$6.67M · loan HK$10.01M · min. income ≈ HK$97,018/mo (50% DSR)
Upfront cash ≈ HK$7.30M (deposit + AVD stamp duty HK$625,573 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,782
−HK$2,743/mo
▼ 0.25% · 3.875%
HK$52,144
−HK$1,381/mo
Today · 4.125%
HK$53,525
baseline
▲ 0.50% · 4.625%
HK$56,347
+HK$2,822/mo
Deposit HK$6.67M · loan HK$10.01M · min. income ≈ HK$107,050/mo (50% DSR)
Upfront cash ≈ HK$7.30M (deposit + AVD stamp duty HK$625,573 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,255
−HK$3,339/mo
▼ 0.25% · 3.875%
HK$54,911
−HK$1,683/mo
Today · 4.125%
HK$56,594
baseline
▲ 0.50% · 4.625%
HK$60,038
+HK$3,444/mo
Deposit HK$5.00M · loan HK$11.68M · min. income ≈ HK$113,188/mo (50% DSR)
Upfront cash ≈ HK$5.63M (deposit + AVD stamp duty HK$625,573 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,245
−HK$3,201/mo
▼ 0.25% · 3.875%
HK$60,834
−HK$1,612/mo
Today · 4.125%
HK$62,446
baseline
▲ 0.50% · 4.625%
HK$65,738
+HK$3,292/mo
Deposit HK$5.00M · loan HK$11.68M · min. income ≈ HK$124,892/mo (50% DSR)
Upfront cash ≈ HK$5.63M (deposit + AVD stamp duty HK$625,573 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,470
−HK$4,294/mo
▼ 0.25% · 3.875%
HK$70,600
−HK$2,164/mo
Today · 4.125%
HK$72,764
baseline
▲ 0.50% · 4.625%
HK$77,192
+HK$4,428/mo
Deposit HK$1.67M · loan HK$15.01M · min. income ≈ HK$145,528/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$625,573 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,173
−HK$4,115/mo
▼ 0.25% · 3.875%
HK$78,216
−HK$2,072/mo
Today · 4.125%
HK$80,288
baseline
▲ 0.50% · 4.625%
HK$84,520
+HK$4,232/mo
Deposit HK$1.67M · loan HK$15.01M · min. income ≈ HK$160,576/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$625,573 · Scale 2, in force from 26 Feb 2026)