LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,040
−HK$2,385/mo
▼ 0.25% · 3.875%
HK$39,223
−HK$1,202/mo
Today · 4.125%
HK$40,425
baseline
▲ 0.50% · 4.625%
HK$42,885
+HK$2,460/mo
Deposit HK$8.34M · loan HK$8.34M · min. income ≈ HK$80,850/mo (50% DSR)
Upfront cash ≈ HK$8.97M (deposit + AVD stamp duty HK$625,581 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,319
−HK$2,286/mo
▼ 0.25% · 3.875%
HK$43,454
−HK$1,151/mo
Today · 4.125%
HK$44,605
baseline
▲ 0.50% · 4.625%
HK$46,956
+HK$2,351/mo
Deposit HK$8.34M · loan HK$8.34M · min. income ≈ HK$89,210/mo (50% DSR)
Upfront cash ≈ HK$8.97M (deposit + AVD stamp duty HK$625,581 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,648
−HK$2,862/mo
▼ 0.25% · 3.875%
HK$47,067
−HK$1,443/mo
Today · 4.125%
HK$48,510
baseline
▲ 0.50% · 4.625%
HK$51,462
+HK$2,952/mo
Deposit HK$6.67M · loan HK$10.01M · min. income ≈ HK$97,020/mo (50% DSR)
Upfront cash ≈ HK$7.30M (deposit + AVD stamp duty HK$625,581 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,782
−HK$2,744/mo
▼ 0.25% · 3.875%
HK$52,144
−HK$1,382/mo
Today · 4.125%
HK$53,526
baseline
▲ 0.50% · 4.625%
HK$56,347
+HK$2,821/mo
Deposit HK$6.67M · loan HK$10.01M · min. income ≈ HK$107,052/mo (50% DSR)
Upfront cash ≈ HK$7.30M (deposit + AVD stamp duty HK$625,581 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,255
−HK$3,340/mo
▼ 0.25% · 3.875%
HK$54,912
−HK$1,683/mo
Today · 4.125%
HK$56,595
baseline
▲ 0.50% · 4.625%
HK$60,039
+HK$3,444/mo
Deposit HK$5.00M · loan HK$11.68M · min. income ≈ HK$113,190/mo (50% DSR)
Upfront cash ≈ HK$5.63M (deposit + AVD stamp duty HK$625,581 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,246
−HK$3,201/mo
▼ 0.25% · 3.875%
HK$60,835
−HK$1,612/mo
Today · 4.125%
HK$62,447
baseline
▲ 0.50% · 4.625%
HK$65,739
+HK$3,292/mo
Deposit HK$5.00M · loan HK$11.68M · min. income ≈ HK$124,894/mo (50% DSR)
Upfront cash ≈ HK$5.63M (deposit + AVD stamp duty HK$625,581 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,471
−HK$4,294/mo
▼ 0.25% · 3.875%
HK$70,601
−HK$2,164/mo
Today · 4.125%
HK$72,765
baseline
▲ 0.50% · 4.625%
HK$77,193
+HK$4,428/mo
Deposit HK$1.67M · loan HK$15.01M · min. income ≈ HK$145,530/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$625,581 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,174
−HK$4,115/mo
▼ 0.25% · 3.875%
HK$78,217
−HK$2,072/mo
Today · 4.125%
HK$80,289
baseline
▲ 0.50% · 4.625%
HK$84,521
+HK$4,232/mo
Deposit HK$1.67M · loan HK$15.01M · min. income ≈ HK$160,578/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$625,581 · Scale 2, in force from 26 Feb 2026)