LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,044
−HK$2,386/mo
▼ 0.25% · 3.875%
HK$39,228
−HK$1,202/mo
Today · 4.125%
HK$40,430
baseline
▲ 0.50% · 4.625%
HK$42,890
+HK$2,460/mo
Deposit HK$8.34M · loan HK$8.34M · min. income ≈ HK$80,860/mo (50% DSR)
Upfront cash ≈ HK$8.97M (deposit + AVD stamp duty HK$625,657 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,324
−HK$2,286/mo
▼ 0.25% · 3.875%
HK$43,459
−HK$1,151/mo
Today · 4.125%
HK$44,610
baseline
▲ 0.50% · 4.625%
HK$46,962
+HK$2,352/mo
Deposit HK$8.34M · loan HK$8.34M · min. income ≈ HK$89,220/mo (50% DSR)
Upfront cash ≈ HK$8.97M (deposit + AVD stamp duty HK$625,657 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,653
−HK$2,863/mo
▼ 0.25% · 3.875%
HK$47,073
−HK$1,443/mo
Today · 4.125%
HK$48,516
baseline
▲ 0.50% · 4.625%
HK$51,468
+HK$2,952/mo
Deposit HK$6.67M · loan HK$10.01M · min. income ≈ HK$97,032/mo (50% DSR)
Upfront cash ≈ HK$7.30M (deposit + AVD stamp duty HK$625,657 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,789
−HK$2,744/mo
▼ 0.25% · 3.875%
HK$52,151
−HK$1,382/mo
Today · 4.125%
HK$53,533
baseline
▲ 0.50% · 4.625%
HK$56,354
+HK$2,821/mo
Deposit HK$6.67M · loan HK$10.01M · min. income ≈ HK$107,066/mo (50% DSR)
Upfront cash ≈ HK$7.30M (deposit + AVD stamp duty HK$625,657 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,262
−HK$3,340/mo
▼ 0.25% · 3.875%
HK$54,919
−HK$1,683/mo
Today · 4.125%
HK$56,602
baseline
▲ 0.50% · 4.625%
HK$60,046
+HK$3,444/mo
Deposit HK$5.01M · loan HK$11.68M · min. income ≈ HK$113,204/mo (50% DSR)
Upfront cash ≈ HK$5.63M (deposit + AVD stamp duty HK$625,657 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,253
−HK$3,202/mo
▼ 0.25% · 3.875%
HK$60,842
−HK$1,613/mo
Today · 4.125%
HK$62,455
baseline
▲ 0.50% · 4.625%
HK$65,747
+HK$3,292/mo
Deposit HK$5.01M · loan HK$11.68M · min. income ≈ HK$124,910/mo (50% DSR)
Upfront cash ≈ HK$5.63M (deposit + AVD stamp duty HK$625,657 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,480
−HK$4,294/mo
▼ 0.25% · 3.875%
HK$70,610
−HK$2,164/mo
Today · 4.125%
HK$72,774
baseline
▲ 0.50% · 4.625%
HK$77,202
+HK$4,428/mo
Deposit HK$1.67M · loan HK$15.02M · min. income ≈ HK$145,548/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$625,657 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,183
−HK$4,116/mo
▼ 0.25% · 3.875%
HK$78,226
−HK$2,073/mo
Today · 4.125%
HK$80,299
baseline
▲ 0.50% · 4.625%
HK$84,531
+HK$4,232/mo
Deposit HK$1.67M · loan HK$15.02M · min. income ≈ HK$160,598/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$625,657 · Scale 2, in force from 26 Feb 2026)