LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,050
−HK$2,386/mo
▼ 0.25% · 3.875%
HK$39,234
−HK$1,202/mo
Today · 4.125%
HK$40,436
baseline
▲ 0.50% · 4.625%
HK$42,897
+HK$2,461/mo
Deposit HK$8.34M · loan HK$8.34M · min. income ≈ HK$80,872/mo (50% DSR)
Upfront cash ≈ HK$8.97M (deposit + AVD stamp duty HK$625,756 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,330
−HK$2,287/mo
▼ 0.25% · 3.875%
HK$43,466
−HK$1,151/mo
Today · 4.125%
HK$44,617
baseline
▲ 0.50% · 4.625%
HK$46,969
+HK$2,352/mo
Deposit HK$8.34M · loan HK$8.34M · min. income ≈ HK$89,234/mo (50% DSR)
Upfront cash ≈ HK$8.97M (deposit + AVD stamp duty HK$625,756 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,660
−HK$2,864/mo
▼ 0.25% · 3.875%
HK$47,081
−HK$1,443/mo
Today · 4.125%
HK$48,524
baseline
▲ 0.50% · 4.625%
HK$51,476
+HK$2,952/mo
Deposit HK$6.67M · loan HK$10.01M · min. income ≈ HK$97,048/mo (50% DSR)
Upfront cash ≈ HK$7.30M (deposit + AVD stamp duty HK$625,756 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,797
−HK$2,744/mo
▼ 0.25% · 3.875%
HK$52,159
−HK$1,382/mo
Today · 4.125%
HK$53,541
baseline
▲ 0.50% · 4.625%
HK$56,363
+HK$2,822/mo
Deposit HK$6.67M · loan HK$10.01M · min. income ≈ HK$107,082/mo (50% DSR)
Upfront cash ≈ HK$7.30M (deposit + AVD stamp duty HK$625,756 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,270
−HK$3,341/mo
▼ 0.25% · 3.875%
HK$54,927
−HK$1,684/mo
Today · 4.125%
HK$56,611
baseline
▲ 0.50% · 4.625%
HK$60,055
+HK$3,444/mo
Deposit HK$5.01M · loan HK$11.68M · min. income ≈ HK$113,222/mo (50% DSR)
Upfront cash ≈ HK$5.63M (deposit + AVD stamp duty HK$625,756 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,263
−HK$3,201/mo
▼ 0.25% · 3.875%
HK$60,852
−HK$1,612/mo
Today · 4.125%
HK$62,464
baseline
▲ 0.50% · 4.625%
HK$65,757
+HK$3,293/mo
Deposit HK$5.01M · loan HK$11.68M · min. income ≈ HK$124,928/mo (50% DSR)
Upfront cash ≈ HK$5.63M (deposit + AVD stamp duty HK$625,756 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,490
−HK$4,295/mo
▼ 0.25% · 3.875%
HK$70,621
−HK$2,164/mo
Today · 4.125%
HK$72,785
baseline
▲ 0.50% · 4.625%
HK$77,214
+HK$4,429/mo
Deposit HK$1.67M · loan HK$15.02M · min. income ≈ HK$145,570/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$625,756 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,195
−HK$4,116/mo
▼ 0.25% · 3.875%
HK$78,238
−HK$2,073/mo
Today · 4.125%
HK$80,311
baseline
▲ 0.50% · 4.625%
HK$84,545
+HK$4,234/mo
Deposit HK$1.67M · loan HK$15.02M · min. income ≈ HK$160,622/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$625,756 · Scale 2, in force from 26 Feb 2026)