LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,050
−HK$2,387/mo
▼ 0.25% · 3.875%
HK$39,234
−HK$1,203/mo
Today · 4.125%
HK$40,437
baseline
▲ 0.50% · 4.625%
HK$42,897
+HK$2,460/mo
Deposit HK$8.34M · loan HK$8.34M · min. income ≈ HK$80,874/mo (50% DSR)
Upfront cash ≈ HK$8.97M (deposit + AVD stamp duty HK$625,760 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,331
−HK$2,287/mo
▼ 0.25% · 3.875%
HK$43,466
−HK$1,152/mo
Today · 4.125%
HK$44,618
baseline
▲ 0.50% · 4.625%
HK$46,970
+HK$2,352/mo
Deposit HK$8.34M · loan HK$8.34M · min. income ≈ HK$89,236/mo (50% DSR)
Upfront cash ≈ HK$8.97M (deposit + AVD stamp duty HK$625,760 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,661
−HK$2,863/mo
▼ 0.25% · 3.875%
HK$47,081
−HK$1,443/mo
Today · 4.125%
HK$48,524
baseline
▲ 0.50% · 4.625%
HK$51,476
+HK$2,952/mo
Deposit HK$6.67M · loan HK$10.01M · min. income ≈ HK$97,048/mo (50% DSR)
Upfront cash ≈ HK$7.30M (deposit + AVD stamp duty HK$625,760 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,797
−HK$2,744/mo
▼ 0.25% · 3.875%
HK$52,159
−HK$1,382/mo
Today · 4.125%
HK$53,541
baseline
▲ 0.50% · 4.625%
HK$56,364
+HK$2,823/mo
Deposit HK$6.67M · loan HK$10.01M · min. income ≈ HK$107,082/mo (50% DSR)
Upfront cash ≈ HK$7.30M (deposit + AVD stamp duty HK$625,760 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,271
−HK$3,340/mo
▼ 0.25% · 3.875%
HK$54,928
−HK$1,683/mo
Today · 4.125%
HK$56,611
baseline
▲ 0.50% · 4.625%
HK$60,056
+HK$3,445/mo
Deposit HK$5.01M · loan HK$11.68M · min. income ≈ HK$113,222/mo (50% DSR)
Upfront cash ≈ HK$5.63M (deposit + AVD stamp duty HK$625,760 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,263
−HK$3,202/mo
▼ 0.25% · 3.875%
HK$60,852
−HK$1,613/mo
Today · 4.125%
HK$62,465
baseline
▲ 0.50% · 4.625%
HK$65,757
+HK$3,292/mo
Deposit HK$5.01M · loan HK$11.68M · min. income ≈ HK$124,930/mo (50% DSR)
Upfront cash ≈ HK$5.63M (deposit + AVD stamp duty HK$625,760 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,491
−HK$4,295/mo
▼ 0.25% · 3.875%
HK$70,621
−HK$2,165/mo
Today · 4.125%
HK$72,786
baseline
▲ 0.50% · 4.625%
HK$77,215
+HK$4,429/mo
Deposit HK$1.67M · loan HK$15.02M · min. income ≈ HK$145,572/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$625,760 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,195
−HK$4,117/mo
▼ 0.25% · 3.875%
HK$78,239
−HK$2,073/mo
Today · 4.125%
HK$80,312
baseline
▲ 0.50% · 4.625%
HK$84,545
+HK$4,233/mo
Deposit HK$1.67M · loan HK$15.02M · min. income ≈ HK$160,624/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$625,760 · Scale 2, in force from 26 Feb 2026)