LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,052
−HK$2,386/mo
▼ 0.25% · 3.875%
HK$39,236
−HK$1,202/mo
Today · 4.125%
HK$40,438
baseline
▲ 0.50% · 4.625%
HK$42,899
+HK$2,461/mo
Deposit HK$8.34M · loan HK$8.34M · min. income ≈ HK$80,876/mo (50% DSR)
Upfront cash ≈ HK$8.97M (deposit + AVD stamp duty HK$625,787 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,333
−HK$2,287/mo
▼ 0.25% · 3.875%
HK$43,468
−HK$1,152/mo
Today · 4.125%
HK$44,620
baseline
▲ 0.50% · 4.625%
HK$46,972
+HK$2,352/mo
Deposit HK$8.34M · loan HK$8.34M · min. income ≈ HK$89,240/mo (50% DSR)
Upfront cash ≈ HK$8.97M (deposit + AVD stamp duty HK$625,787 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,663
−HK$2,863/mo
▼ 0.25% · 3.875%
HK$47,083
−HK$1,443/mo
Today · 4.125%
HK$48,526
baseline
▲ 0.50% · 4.625%
HK$51,479
+HK$2,953/mo
Deposit HK$6.68M · loan HK$10.01M · min. income ≈ HK$97,052/mo (50% DSR)
Upfront cash ≈ HK$7.30M (deposit + AVD stamp duty HK$625,787 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,799
−HK$2,745/mo
▼ 0.25% · 3.875%
HK$52,162
−HK$1,382/mo
Today · 4.125%
HK$53,544
baseline
▲ 0.50% · 4.625%
HK$56,366
+HK$2,822/mo
Deposit HK$6.68M · loan HK$10.01M · min. income ≈ HK$107,088/mo (50% DSR)
Upfront cash ≈ HK$7.30M (deposit + AVD stamp duty HK$625,787 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,273
−HK$3,341/mo
▼ 0.25% · 3.875%
HK$54,930
−HK$1,684/mo
Today · 4.125%
HK$56,614
baseline
▲ 0.50% · 4.625%
HK$60,058
+HK$3,444/mo
Deposit HK$5.01M · loan HK$11.68M · min. income ≈ HK$113,228/mo (50% DSR)
Upfront cash ≈ HK$5.63M (deposit + AVD stamp duty HK$625,787 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,266
−HK$3,202/mo
▼ 0.25% · 3.875%
HK$60,855
−HK$1,613/mo
Today · 4.125%
HK$62,468
baseline
▲ 0.50% · 4.625%
HK$65,760
+HK$3,292/mo
Deposit HK$5.01M · loan HK$11.68M · min. income ≈ HK$124,936/mo (50% DSR)
Upfront cash ≈ HK$5.63M (deposit + AVD stamp duty HK$625,787 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,494
−HK$4,295/mo
▼ 0.25% · 3.875%
HK$70,624
−HK$2,165/mo
Today · 4.125%
HK$72,789
baseline
▲ 0.50% · 4.625%
HK$77,218
+HK$4,429/mo
Deposit HK$1.67M · loan HK$15.02M · min. income ≈ HK$145,578/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$625,787 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,199
−HK$4,116/mo
▼ 0.25% · 3.875%
HK$78,242
−HK$2,073/mo
Today · 4.125%
HK$80,315
baseline
▲ 0.50% · 4.625%
HK$84,549
+HK$4,234/mo
Deposit HK$1.67M · loan HK$15.02M · min. income ≈ HK$160,630/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$625,787 · Scale 2, in force from 26 Feb 2026)