LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,053
−HK$2,387/mo
▼ 0.25% · 3.875%
HK$39,237
−HK$1,203/mo
Today · 4.125%
HK$40,440
baseline
▲ 0.50% · 4.625%
HK$42,900
+HK$2,460/mo
Deposit HK$8.34M · loan HK$8.34M · min. income ≈ HK$80,880/mo (50% DSR)
Upfront cash ≈ HK$8.97M (deposit + AVD stamp duty HK$625,806 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,334
−HK$2,287/mo
▼ 0.25% · 3.875%
HK$43,469
−HK$1,152/mo
Today · 4.125%
HK$44,621
baseline
▲ 0.50% · 4.625%
HK$46,973
+HK$2,352/mo
Deposit HK$8.34M · loan HK$8.34M · min. income ≈ HK$89,242/mo (50% DSR)
Upfront cash ≈ HK$8.97M (deposit + AVD stamp duty HK$625,806 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,664
−HK$2,863/mo
▼ 0.25% · 3.875%
HK$47,084
−HK$1,443/mo
Today · 4.125%
HK$48,527
baseline
▲ 0.50% · 4.625%
HK$51,480
+HK$2,953/mo
Deposit HK$6.68M · loan HK$10.01M · min. income ≈ HK$97,054/mo (50% DSR)
Upfront cash ≈ HK$7.30M (deposit + AVD stamp duty HK$625,806 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,801
−HK$2,744/mo
▼ 0.25% · 3.875%
HK$52,163
−HK$1,382/mo
Today · 4.125%
HK$53,545
baseline
▲ 0.50% · 4.625%
HK$56,368
+HK$2,823/mo
Deposit HK$6.68M · loan HK$10.01M · min. income ≈ HK$107,090/mo (50% DSR)
Upfront cash ≈ HK$7.30M (deposit + AVD stamp duty HK$625,806 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,275
−HK$3,340/mo
▼ 0.25% · 3.875%
HK$54,932
−HK$1,683/mo
Today · 4.125%
HK$56,615
baseline
▲ 0.50% · 4.625%
HK$60,060
+HK$3,445/mo
Deposit HK$5.01M · loan HK$11.68M · min. income ≈ HK$113,230/mo (50% DSR)
Upfront cash ≈ HK$5.63M (deposit + AVD stamp duty HK$625,806 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,267
−HK$3,202/mo
▼ 0.25% · 3.875%
HK$60,857
−HK$1,612/mo
Today · 4.125%
HK$62,469
baseline
▲ 0.50% · 4.625%
HK$65,762
+HK$3,293/mo
Deposit HK$5.01M · loan HK$11.68M · min. income ≈ HK$124,938/mo (50% DSR)
Upfront cash ≈ HK$5.63M (deposit + AVD stamp duty HK$625,806 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,496
−HK$4,295/mo
▼ 0.25% · 3.875%
HK$70,626
−HK$2,165/mo
Today · 4.125%
HK$72,791
baseline
▲ 0.50% · 4.625%
HK$77,220
+HK$4,429/mo
Deposit HK$1.67M · loan HK$15.02M · min. income ≈ HK$145,582/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$625,806 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,201
−HK$4,117/mo
▼ 0.25% · 3.875%
HK$78,245
−HK$2,073/mo
Today · 4.125%
HK$80,318
baseline
▲ 0.50% · 4.625%
HK$84,551
+HK$4,233/mo
Deposit HK$1.67M · loan HK$15.02M · min. income ≈ HK$160,636/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$625,806 · Scale 2, in force from 26 Feb 2026)