LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,056
−HK$2,387/mo
▼ 0.25% · 3.875%
HK$39,240
−HK$1,203/mo
Today · 4.125%
HK$40,443
baseline
▲ 0.50% · 4.625%
HK$42,903
+HK$2,460/mo
Deposit HK$8.34M · loan HK$8.34M · min. income ≈ HK$80,886/mo (50% DSR)
Upfront cash ≈ HK$8.97M (deposit + AVD stamp duty HK$625,853 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,337
−HK$2,287/mo
▼ 0.25% · 3.875%
HK$43,473
−HK$1,151/mo
Today · 4.125%
HK$44,624
baseline
▲ 0.50% · 4.625%
HK$46,977
+HK$2,353/mo
Deposit HK$8.34M · loan HK$8.34M · min. income ≈ HK$89,248/mo (50% DSR)
Upfront cash ≈ HK$8.97M (deposit + AVD stamp duty HK$625,853 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,667
−HK$2,864/mo
▼ 0.25% · 3.875%
HK$47,088
−HK$1,443/mo
Today · 4.125%
HK$48,531
baseline
▲ 0.50% · 4.625%
HK$51,484
+HK$2,953/mo
Deposit HK$6.68M · loan HK$10.01M · min. income ≈ HK$97,062/mo (50% DSR)
Upfront cash ≈ HK$7.30M (deposit + AVD stamp duty HK$625,853 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,804
−HK$2,745/mo
▼ 0.25% · 3.875%
HK$52,167
−HK$1,382/mo
Today · 4.125%
HK$53,549
baseline
▲ 0.50% · 4.625%
HK$56,372
+HK$2,823/mo
Deposit HK$6.68M · loan HK$10.01M · min. income ≈ HK$107,098/mo (50% DSR)
Upfront cash ≈ HK$7.30M (deposit + AVD stamp duty HK$625,853 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,279
−HK$3,341/mo
▼ 0.25% · 3.875%
HK$54,936
−HK$1,684/mo
Today · 4.125%
HK$56,620
baseline
▲ 0.50% · 4.625%
HK$60,065
+HK$3,445/mo
Deposit HK$5.01M · loan HK$11.68M · min. income ≈ HK$113,240/mo (50% DSR)
Upfront cash ≈ HK$5.63M (deposit + AVD stamp duty HK$625,853 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,272
−HK$3,202/mo
▼ 0.25% · 3.875%
HK$60,862
−HK$1,612/mo
Today · 4.125%
HK$62,474
baseline
▲ 0.50% · 4.625%
HK$65,767
+HK$3,293/mo
Deposit HK$5.01M · loan HK$11.68M · min. income ≈ HK$124,948/mo (50% DSR)
Upfront cash ≈ HK$5.63M (deposit + AVD stamp duty HK$625,853 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,501
−HK$4,296/mo
▼ 0.25% · 3.875%
HK$70,632
−HK$2,165/mo
Today · 4.125%
HK$72,797
baseline
▲ 0.50% · 4.625%
HK$77,226
+HK$4,429/mo
Deposit HK$1.67M · loan HK$15.02M · min. income ≈ HK$145,594/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$625,853 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,207
−HK$4,117/mo
▼ 0.25% · 3.875%
HK$78,251
−HK$2,073/mo
Today · 4.125%
HK$80,324
baseline
▲ 0.50% · 4.625%
HK$84,558
+HK$4,234/mo
Deposit HK$1.67M · loan HK$15.02M · min. income ≈ HK$160,648/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$625,853 · Scale 2, in force from 26 Feb 2026)