LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,058
−HK$2,386/mo
▼ 0.25% · 3.875%
HK$39,242
−HK$1,202/mo
Today · 4.125%
HK$40,444
baseline
▲ 0.50% · 4.625%
HK$42,905
+HK$2,461/mo
Deposit HK$8.35M · loan HK$8.35M · min. income ≈ HK$80,888/mo (50% DSR)
Upfront cash ≈ HK$8.97M (deposit + AVD stamp duty HK$625,881 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,339
−HK$2,287/mo
▼ 0.25% · 3.875%
HK$43,474
−HK$1,152/mo
Today · 4.125%
HK$44,626
baseline
▲ 0.50% · 4.625%
HK$46,979
+HK$2,353/mo
Deposit HK$8.35M · loan HK$8.35M · min. income ≈ HK$89,252/mo (50% DSR)
Upfront cash ≈ HK$8.97M (deposit + AVD stamp duty HK$625,881 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,669
−HK$2,864/mo
▼ 0.25% · 3.875%
HK$47,090
−HK$1,443/mo
Today · 4.125%
HK$48,533
baseline
▲ 0.50% · 4.625%
HK$51,486
+HK$2,953/mo
Deposit HK$6.68M · loan HK$10.01M · min. income ≈ HK$97,066/mo (50% DSR)
Upfront cash ≈ HK$7.30M (deposit + AVD stamp duty HK$625,881 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,807
−HK$2,745/mo
▼ 0.25% · 3.875%
HK$52,169
−HK$1,383/mo
Today · 4.125%
HK$53,552
baseline
▲ 0.50% · 4.625%
HK$56,374
+HK$2,822/mo
Deposit HK$6.68M · loan HK$10.01M · min. income ≈ HK$107,104/mo (50% DSR)
Upfront cash ≈ HK$7.30M (deposit + AVD stamp duty HK$625,881 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,281
−HK$3,341/mo
▼ 0.25% · 3.875%
HK$54,938
−HK$1,684/mo
Today · 4.125%
HK$56,622
baseline
▲ 0.50% · 4.625%
HK$60,067
+HK$3,445/mo
Deposit HK$5.01M · loan HK$11.68M · min. income ≈ HK$113,244/mo (50% DSR)
Upfront cash ≈ HK$5.63M (deposit + AVD stamp duty HK$625,881 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,275
−HK$3,202/mo
▼ 0.25% · 3.875%
HK$60,864
−HK$1,613/mo
Today · 4.125%
HK$62,477
baseline
▲ 0.50% · 4.625%
HK$65,770
+HK$3,293/mo
Deposit HK$5.01M · loan HK$11.68M · min. income ≈ HK$124,954/mo (50% DSR)
Upfront cash ≈ HK$5.63M (deposit + AVD stamp duty HK$625,881 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,504
−HK$4,296/mo
▼ 0.25% · 3.875%
HK$70,635
−HK$2,165/mo
Today · 4.125%
HK$72,800
baseline
▲ 0.50% · 4.625%
HK$77,230
+HK$4,430/mo
Deposit HK$1.67M · loan HK$15.02M · min. income ≈ HK$145,600/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$625,881 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,210
−HK$4,118/mo
▼ 0.25% · 3.875%
HK$78,254
−HK$2,074/mo
Today · 4.125%
HK$80,328
baseline
▲ 0.50% · 4.625%
HK$84,562
+HK$4,234/mo
Deposit HK$1.67M · loan HK$15.02M · min. income ≈ HK$160,656/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$625,881 · Scale 2, in force from 26 Feb 2026)