LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,059
−HK$2,386/mo
▼ 0.25% · 3.875%
HK$39,243
−HK$1,202/mo
Today · 4.125%
HK$40,445
baseline
▲ 0.50% · 4.625%
HK$42,906
+HK$2,461/mo
Deposit HK$8.35M · loan HK$8.35M · min. income ≈ HK$80,890/mo (50% DSR)
Upfront cash ≈ HK$8.97M (deposit + AVD stamp duty HK$625,897 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,340
−HK$2,288/mo
▼ 0.25% · 3.875%
HK$43,476
−HK$1,152/mo
Today · 4.125%
HK$44,628
baseline
▲ 0.50% · 4.625%
HK$46,980
+HK$2,352/mo
Deposit HK$8.35M · loan HK$8.35M · min. income ≈ HK$89,256/mo (50% DSR)
Upfront cash ≈ HK$8.97M (deposit + AVD stamp duty HK$625,897 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,671
−HK$2,864/mo
▼ 0.25% · 3.875%
HK$47,091
−HK$1,444/mo
Today · 4.125%
HK$48,535
baseline
▲ 0.50% · 4.625%
HK$51,488
+HK$2,953/mo
Deposit HK$6.68M · loan HK$10.01M · min. income ≈ HK$97,070/mo (50% DSR)
Upfront cash ≈ HK$7.30M (deposit + AVD stamp duty HK$625,897 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,808
−HK$2,745/mo
▼ 0.25% · 3.875%
HK$52,171
−HK$1,382/mo
Today · 4.125%
HK$53,553
baseline
▲ 0.50% · 4.625%
HK$56,376
+HK$2,823/mo
Deposit HK$6.68M · loan HK$10.01M · min. income ≈ HK$107,106/mo (50% DSR)
Upfront cash ≈ HK$7.30M (deposit + AVD stamp duty HK$625,897 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,282
−HK$3,342/mo
▼ 0.25% · 3.875%
HK$54,940
−HK$1,684/mo
Today · 4.125%
HK$56,624
baseline
▲ 0.50% · 4.625%
HK$60,069
+HK$3,445/mo
Deposit HK$5.01M · loan HK$11.68M · min. income ≈ HK$113,248/mo (50% DSR)
Upfront cash ≈ HK$5.63M (deposit + AVD stamp duty HK$625,897 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,276
−HK$3,203/mo
▼ 0.25% · 3.875%
HK$60,866
−HK$1,613/mo
Today · 4.125%
HK$62,479
baseline
▲ 0.50% · 4.625%
HK$65,772
+HK$3,293/mo
Deposit HK$5.01M · loan HK$11.68M · min. income ≈ HK$124,958/mo (50% DSR)
Upfront cash ≈ HK$5.63M (deposit + AVD stamp duty HK$625,897 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,506
−HK$4,296/mo
▼ 0.25% · 3.875%
HK$70,637
−HK$2,165/mo
Today · 4.125%
HK$72,802
baseline
▲ 0.50% · 4.625%
HK$77,232
+HK$4,430/mo
Deposit HK$1.67M · loan HK$15.02M · min. income ≈ HK$145,604/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$625,897 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,212
−HK$4,118/mo
▼ 0.25% · 3.875%
HK$78,256
−HK$2,074/mo
Today · 4.125%
HK$80,330
baseline
▲ 0.50% · 4.625%
HK$84,564
+HK$4,234/mo
Deposit HK$1.67M · loan HK$15.02M · min. income ≈ HK$160,660/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$625,897 · Scale 2, in force from 26 Feb 2026)