LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,059
−HK$2,387/mo
▼ 0.25% · 3.875%
HK$39,243
−HK$1,203/mo
Today · 4.125%
HK$40,446
baseline
▲ 0.50% · 4.625%
HK$42,907
+HK$2,461/mo
Deposit HK$8.35M · loan HK$8.35M · min. income ≈ HK$80,892/mo (50% DSR)
Upfront cash ≈ HK$8.97M (deposit + AVD stamp duty HK$625,907 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,341
−HK$2,287/mo
▼ 0.25% · 3.875%
HK$43,476
−HK$1,152/mo
Today · 4.125%
HK$44,628
baseline
▲ 0.50% · 4.625%
HK$46,981
+HK$2,353/mo
Deposit HK$8.35M · loan HK$8.35M · min. income ≈ HK$89,256/mo (50% DSR)
Upfront cash ≈ HK$8.97M (deposit + AVD stamp duty HK$625,907 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,671
−HK$2,864/mo
▼ 0.25% · 3.875%
HK$47,092
−HK$1,443/mo
Today · 4.125%
HK$48,535
baseline
▲ 0.50% · 4.625%
HK$51,488
+HK$2,953/mo
Deposit HK$6.68M · loan HK$10.01M · min. income ≈ HK$97,070/mo (50% DSR)
Upfront cash ≈ HK$7.30M (deposit + AVD stamp duty HK$625,907 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,809
−HK$2,745/mo
▼ 0.25% · 3.875%
HK$52,171
−HK$1,383/mo
Today · 4.125%
HK$53,554
baseline
▲ 0.50% · 4.625%
HK$56,377
+HK$2,823/mo
Deposit HK$6.68M · loan HK$10.01M · min. income ≈ HK$107,108/mo (50% DSR)
Upfront cash ≈ HK$7.30M (deposit + AVD stamp duty HK$625,907 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,283
−HK$3,341/mo
▼ 0.25% · 3.875%
HK$54,941
−HK$1,683/mo
Today · 4.125%
HK$56,624
baseline
▲ 0.50% · 4.625%
HK$60,070
+HK$3,446/mo
Deposit HK$5.01M · loan HK$11.68M · min. income ≈ HK$113,248/mo (50% DSR)
Upfront cash ≈ HK$5.63M (deposit + AVD stamp duty HK$625,907 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,277
−HK$3,202/mo
▼ 0.25% · 3.875%
HK$60,867
−HK$1,612/mo
Today · 4.125%
HK$62,479
baseline
▲ 0.50% · 4.625%
HK$65,773
+HK$3,294/mo
Deposit HK$5.01M · loan HK$11.68M · min. income ≈ HK$124,958/mo (50% DSR)
Upfront cash ≈ HK$5.63M (deposit + AVD stamp duty HK$625,907 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,507
−HK$4,296/mo
▼ 0.25% · 3.875%
HK$70,638
−HK$2,165/mo
Today · 4.125%
HK$72,803
baseline
▲ 0.50% · 4.625%
HK$77,233
+HK$4,430/mo
Deposit HK$1.67M · loan HK$15.02M · min. income ≈ HK$145,606/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$625,907 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,213
−HK$4,118/mo
▼ 0.25% · 3.875%
HK$78,257
−HK$2,074/mo
Today · 4.125%
HK$80,331
baseline
▲ 0.50% · 4.625%
HK$84,565
+HK$4,234/mo
Deposit HK$1.67M · loan HK$15.02M · min. income ≈ HK$160,662/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$625,907 · Scale 2, in force from 26 Feb 2026)