LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,060
−HK$2,387/mo
▼ 0.25% · 3.875%
HK$39,244
−HK$1,203/mo
Today · 4.125%
HK$40,447
baseline
▲ 0.50% · 4.625%
HK$42,908
+HK$2,461/mo
Deposit HK$8.35M · loan HK$8.35M · min. income ≈ HK$80,894/mo (50% DSR)
Upfront cash ≈ HK$8.97M (deposit + AVD stamp duty HK$625,914 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,341
−HK$2,288/mo
▼ 0.25% · 3.875%
HK$43,477
−HK$1,152/mo
Today · 4.125%
HK$44,629
baseline
▲ 0.50% · 4.625%
HK$46,981
+HK$2,352/mo
Deposit HK$8.35M · loan HK$8.35M · min. income ≈ HK$89,258/mo (50% DSR)
Upfront cash ≈ HK$8.97M (deposit + AVD stamp duty HK$625,914 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,672
−HK$2,864/mo
▼ 0.25% · 3.875%
HK$47,092
−HK$1,444/mo
Today · 4.125%
HK$48,536
baseline
▲ 0.50% · 4.625%
HK$51,489
+HK$2,953/mo
Deposit HK$6.68M · loan HK$10.01M · min. income ≈ HK$97,072/mo (50% DSR)
Upfront cash ≈ HK$7.30M (deposit + AVD stamp duty HK$625,914 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,809
−HK$2,745/mo
▼ 0.25% · 3.875%
HK$52,172
−HK$1,382/mo
Today · 4.125%
HK$53,554
baseline
▲ 0.50% · 4.625%
HK$56,377
+HK$2,823/mo
Deposit HK$6.68M · loan HK$10.01M · min. income ≈ HK$107,108/mo (50% DSR)
Upfront cash ≈ HK$7.30M (deposit + AVD stamp duty HK$625,914 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,284
−HK$3,341/mo
▼ 0.25% · 3.875%
HK$54,941
−HK$1,684/mo
Today · 4.125%
HK$56,625
baseline
▲ 0.50% · 4.625%
HK$60,071
+HK$3,446/mo
Deposit HK$5.01M · loan HK$11.68M · min. income ≈ HK$113,250/mo (50% DSR)
Upfront cash ≈ HK$5.63M (deposit + AVD stamp duty HK$625,914 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,278
−HK$3,202/mo
▼ 0.25% · 3.875%
HK$60,867
−HK$1,613/mo
Today · 4.125%
HK$62,480
baseline
▲ 0.50% · 4.625%
HK$65,774
+HK$3,294/mo
Deposit HK$5.01M · loan HK$11.68M · min. income ≈ HK$124,960/mo (50% DSR)
Upfront cash ≈ HK$5.63M (deposit + AVD stamp duty HK$625,914 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,508
−HK$4,296/mo
▼ 0.25% · 3.875%
HK$70,639
−HK$2,165/mo
Today · 4.125%
HK$72,804
baseline
▲ 0.50% · 4.625%
HK$77,234
+HK$4,430/mo
Deposit HK$1.67M · loan HK$15.02M · min. income ≈ HK$145,608/mo (50% DSR)
Upfront cash ≈ HK$2.30M (deposit + AVD stamp duty HK$625,914 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,214
−HK$4,118/mo
▼ 0.25% · 3.875%
HK$78,258
−HK$2,074/mo
Today · 4.125%
HK$80,332
baseline
▲ 0.50% · 4.625%
HK$84,566
+HK$4,234/mo
Deposit HK$1.67M · loan HK$15.02M · min. income ≈ HK$160,664/mo (50% DSR)
Upfront cash ≈ HK$2.30M (deposit + AVD stamp duty HK$625,914 · Scale 2, in force from 26 Feb 2026)