LTV · monthly repayment
▼ 0.50% · 3.625%
HK$380,616
−HK$23,868/mo
▼ 0.25% · 3.875%
HK$392,456
−HK$12,028/mo
Today · 4.125%
HK$404,484
baseline
▲ 0.50% · 4.625%
HK$429,096
+HK$24,612/mo
Deposit HK$83.46M · loan HK$83.46M · min. income ≈ HK$808,968/mo (50% DSR)
Upfront cash ≈ HK$94.31M (deposit + AVD stamp duty HK$10,849,687 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$423,432
−HK$22,877/mo
▼ 0.25% · 3.875%
HK$434,788
−HK$11,521/mo
Today · 4.125%
HK$446,309
baseline
▲ 0.50% · 4.625%
HK$469,834
+HK$23,525/mo
Deposit HK$83.46M · loan HK$83.46M · min. income ≈ HK$892,618/mo (50% DSR)
Upfront cash ≈ HK$94.31M (deposit + AVD stamp duty HK$10,849,687 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$456,740
−HK$28,641/mo
▼ 0.25% · 3.875%
HK$470,947
−HK$14,434/mo
Today · 4.125%
HK$485,381
baseline
▲ 0.50% · 4.625%
HK$514,916
+HK$29,535/mo
Deposit HK$66.77M · loan HK$100.15M · min. income ≈ HK$970,762/mo (50% DSR)
Upfront cash ≈ HK$77.62M (deposit + AVD stamp duty HK$10,849,687 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$508,118
−HK$27,452/mo
▼ 0.25% · 3.875%
HK$521,746
−HK$13,824/mo
Today · 4.125%
HK$535,570
baseline
▲ 0.50% · 4.625%
HK$563,801
+HK$28,231/mo
Deposit HK$66.77M · loan HK$100.15M · min. income ≈ HK$1,071,140/mo (50% DSR)
Upfront cash ≈ HK$77.62M (deposit + AVD stamp duty HK$10,849,687 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$532,863
−HK$33,415/mo
▼ 0.25% · 3.875%
HK$549,438
−HK$16,840/mo
Today · 4.125%
HK$566,278
baseline
▲ 0.50% · 4.625%
HK$600,735
+HK$34,457/mo
Deposit HK$50.08M · loan HK$116.84M · min. income ≈ HK$1,132,556/mo (50% DSR)
Upfront cash ≈ HK$60.93M (deposit + AVD stamp duty HK$10,849,687 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$592,805
−HK$32,027/mo
▼ 0.25% · 3.875%
HK$608,703
−HK$16,129/mo
Today · 4.125%
HK$624,832
baseline
▲ 0.50% · 4.625%
HK$657,768
+HK$32,936/mo
Deposit HK$50.08M · loan HK$116.84M · min. income ≈ HK$1,249,664/mo (50% DSR)
Upfront cash ≈ HK$60.93M (deposit + AVD stamp duty HK$10,849,687 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$685,110
−HK$42,962/mo
▼ 0.25% · 3.875%
HK$706,420
−HK$21,652/mo
Today · 4.125%
HK$728,072
baseline
▲ 0.50% · 4.625%
HK$772,373
+HK$44,301/mo
Deposit HK$16.69M · loan HK$150.23M · min. income ≈ HK$1,456,144/mo (50% DSR)
Upfront cash ≈ HK$27.54M (deposit + AVD stamp duty HK$10,849,687 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$762,178
−HK$41,178/mo
▼ 0.25% · 3.875%
HK$782,619
−HK$20,737/mo
Today · 4.125%
HK$803,356
baseline
▲ 0.50% · 4.625%
HK$845,702
+HK$42,346/mo
Deposit HK$16.69M · loan HK$150.23M · min. income ≈ HK$1,606,712/mo (50% DSR)
Upfront cash ≈ HK$27.54M (deposit + AVD stamp duty HK$10,849,687 · Scale 2, in force from 26 Feb 2026)