LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,066
−HK$2,387/mo
▼ 0.25% · 3.875%
HK$39,250
−HK$1,203/mo
Today · 4.125%
HK$40,453
baseline
▲ 0.50% · 4.625%
HK$42,915
+HK$2,462/mo
Deposit HK$8.35M · loan HK$8.35M · min. income ≈ HK$80,906/mo (50% DSR)
Upfront cash ≈ HK$8.97M (deposit + AVD stamp duty HK$626,016 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,348
−HK$2,288/mo
▼ 0.25% · 3.875%
HK$43,484
−HK$1,152/mo
Today · 4.125%
HK$44,636
baseline
▲ 0.50% · 4.625%
HK$46,989
+HK$2,353/mo
Deposit HK$8.35M · loan HK$8.35M · min. income ≈ HK$89,272/mo (50% DSR)
Upfront cash ≈ HK$8.97M (deposit + AVD stamp duty HK$626,016 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,679
−HK$2,865/mo
▼ 0.25% · 3.875%
HK$47,100
−HK$1,444/mo
Today · 4.125%
HK$48,544
baseline
▲ 0.50% · 4.625%
HK$51,497
+HK$2,953/mo
Deposit HK$6.68M · loan HK$10.02M · min. income ≈ HK$97,088/mo (50% DSR)
Upfront cash ≈ HK$7.30M (deposit + AVD stamp duty HK$626,016 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,818
−HK$2,745/mo
▼ 0.25% · 3.875%
HK$52,181
−HK$1,382/mo
Today · 4.125%
HK$53,563
baseline
▲ 0.50% · 4.625%
HK$56,387
+HK$2,824/mo
Deposit HK$6.68M · loan HK$10.02M · min. income ≈ HK$107,126/mo (50% DSR)
Upfront cash ≈ HK$7.30M (deposit + AVD stamp duty HK$626,016 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,292
−HK$3,342/mo
▼ 0.25% · 3.875%
HK$54,950
−HK$1,684/mo
Today · 4.125%
HK$56,634
baseline
▲ 0.50% · 4.625%
HK$60,080
+HK$3,446/mo
Deposit HK$5.01M · loan HK$11.69M · min. income ≈ HK$113,268/mo (50% DSR)
Upfront cash ≈ HK$5.63M (deposit + AVD stamp duty HK$626,016 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,287
−HK$3,203/mo
▼ 0.25% · 3.875%
HK$60,877
−HK$1,613/mo
Today · 4.125%
HK$62,490
baseline
▲ 0.50% · 4.625%
HK$65,784
+HK$3,294/mo
Deposit HK$5.01M · loan HK$11.69M · min. income ≈ HK$124,980/mo (50% DSR)
Upfront cash ≈ HK$5.63M (deposit + AVD stamp duty HK$626,016 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,519
−HK$4,297/mo
▼ 0.25% · 3.875%
HK$70,650
−HK$2,166/mo
Today · 4.125%
HK$72,816
baseline
▲ 0.50% · 4.625%
HK$77,246
+HK$4,430/mo
Deposit HK$1.67M · loan HK$15.02M · min. income ≈ HK$145,632/mo (50% DSR)
Upfront cash ≈ HK$2.30M (deposit + AVD stamp duty HK$626,016 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,227
−HK$4,118/mo
▼ 0.25% · 3.875%
HK$78,271
−HK$2,074/mo
Today · 4.125%
HK$80,345
baseline
▲ 0.50% · 4.625%
HK$84,580
+HK$4,235/mo
Deposit HK$1.67M · loan HK$15.02M · min. income ≈ HK$160,690/mo (50% DSR)
Upfront cash ≈ HK$2.30M (deposit + AVD stamp duty HK$626,016 · Scale 2, in force from 26 Feb 2026)