LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,067
−HK$2,387/mo
▼ 0.25% · 3.875%
HK$39,251
−HK$1,203/mo
Today · 4.125%
HK$40,454
baseline
▲ 0.50% · 4.625%
HK$42,915
+HK$2,461/mo
Deposit HK$8.35M · loan HK$8.35M · min. income ≈ HK$80,908/mo (50% DSR)
Upfront cash ≈ HK$8.97M (deposit + AVD stamp duty HK$626,029 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,349
−HK$2,288/mo
▼ 0.25% · 3.875%
HK$43,485
−HK$1,152/mo
Today · 4.125%
HK$44,637
baseline
▲ 0.50% · 4.625%
HK$46,990
+HK$2,353/mo
Deposit HK$8.35M · loan HK$8.35M · min. income ≈ HK$89,274/mo (50% DSR)
Upfront cash ≈ HK$8.97M (deposit + AVD stamp duty HK$626,029 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,680
−HK$2,865/mo
▼ 0.25% · 3.875%
HK$47,101
−HK$1,444/mo
Today · 4.125%
HK$48,545
baseline
▲ 0.50% · 4.625%
HK$51,499
+HK$2,954/mo
Deposit HK$6.68M · loan HK$10.02M · min. income ≈ HK$97,090/mo (50% DSR)
Upfront cash ≈ HK$7.30M (deposit + AVD stamp duty HK$626,029 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,819
−HK$2,745/mo
▼ 0.25% · 3.875%
HK$52,182
−HK$1,382/mo
Today · 4.125%
HK$53,564
baseline
▲ 0.50% · 4.625%
HK$56,388
+HK$2,824/mo
Deposit HK$6.68M · loan HK$10.02M · min. income ≈ HK$107,128/mo (50% DSR)
Upfront cash ≈ HK$7.30M (deposit + AVD stamp duty HK$626,029 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,294
−HK$3,342/mo
▼ 0.25% · 3.875%
HK$54,951
−HK$1,685/mo
Today · 4.125%
HK$56,636
baseline
▲ 0.50% · 4.625%
HK$60,082
+HK$3,446/mo
Deposit HK$5.01M · loan HK$11.69M · min. income ≈ HK$113,272/mo (50% DSR)
Upfront cash ≈ HK$5.63M (deposit + AVD stamp duty HK$626,029 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,289
−HK$3,203/mo
▼ 0.25% · 3.875%
HK$60,879
−HK$1,613/mo
Today · 4.125%
HK$62,492
baseline
▲ 0.50% · 4.625%
HK$65,786
+HK$3,294/mo
Deposit HK$5.01M · loan HK$11.69M · min. income ≈ HK$124,984/mo (50% DSR)
Upfront cash ≈ HK$5.63M (deposit + AVD stamp duty HK$626,029 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,520
−HK$4,297/mo
▼ 0.25% · 3.875%
HK$70,652
−HK$2,165/mo
Today · 4.125%
HK$72,817
baseline
▲ 0.50% · 4.625%
HK$77,248
+HK$4,431/mo
Deposit HK$1.67M · loan HK$15.02M · min. income ≈ HK$145,634/mo (50% DSR)
Upfront cash ≈ HK$2.30M (deposit + AVD stamp duty HK$626,029 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,228
−HK$4,118/mo
▼ 0.25% · 3.875%
HK$78,272
−HK$2,074/mo
Today · 4.125%
HK$80,346
baseline
▲ 0.50% · 4.625%
HK$84,582
+HK$4,236/mo
Deposit HK$1.67M · loan HK$15.02M · min. income ≈ HK$160,692/mo (50% DSR)
Upfront cash ≈ HK$2.30M (deposit + AVD stamp duty HK$626,029 · Scale 2, in force from 26 Feb 2026)