LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,069
−HK$2,387/mo
▼ 0.25% · 3.875%
HK$39,253
−HK$1,203/mo
Today · 4.125%
HK$40,456
baseline
▲ 0.50% · 4.625%
HK$42,918
+HK$2,462/mo
Deposit HK$8.35M · loan HK$8.35M · min. income ≈ HK$80,912/mo (50% DSR)
Upfront cash ≈ HK$8.97M (deposit + AVD stamp duty HK$626,064 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,351
−HK$2,288/mo
▼ 0.25% · 3.875%
HK$43,487
−HK$1,152/mo
Today · 4.125%
HK$44,639
baseline
▲ 0.50% · 4.625%
HK$46,992
+HK$2,353/mo
Deposit HK$8.35M · loan HK$8.35M · min. income ≈ HK$89,278/mo (50% DSR)
Upfront cash ≈ HK$8.97M (deposit + AVD stamp duty HK$626,064 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,683
−HK$2,864/mo
▼ 0.25% · 3.875%
HK$47,104
−HK$1,443/mo
Today · 4.125%
HK$48,547
baseline
▲ 0.50% · 4.625%
HK$51,501
+HK$2,954/mo
Deposit HK$6.68M · loan HK$10.02M · min. income ≈ HK$97,094/mo (50% DSR)
Upfront cash ≈ HK$7.30M (deposit + AVD stamp duty HK$626,064 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,822
−HK$2,745/mo
▼ 0.25% · 3.875%
HK$52,185
−HK$1,382/mo
Today · 4.125%
HK$53,567
baseline
▲ 0.50% · 4.625%
HK$56,391
+HK$2,824/mo
Deposit HK$6.68M · loan HK$10.02M · min. income ≈ HK$107,134/mo (50% DSR)
Upfront cash ≈ HK$7.30M (deposit + AVD stamp duty HK$626,064 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,297
−HK$3,342/mo
▼ 0.25% · 3.875%
HK$54,954
−HK$1,685/mo
Today · 4.125%
HK$56,639
baseline
▲ 0.50% · 4.625%
HK$60,085
+HK$3,446/mo
Deposit HK$5.01M · loan HK$11.69M · min. income ≈ HK$113,278/mo (50% DSR)
Upfront cash ≈ HK$5.63M (deposit + AVD stamp duty HK$626,064 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,292
−HK$3,203/mo
▼ 0.25% · 3.875%
HK$60,882
−HK$1,613/mo
Today · 4.125%
HK$62,495
baseline
▲ 0.50% · 4.625%
HK$65,789
+HK$3,294/mo
Deposit HK$5.01M · loan HK$11.69M · min. income ≈ HK$124,990/mo (50% DSR)
Upfront cash ≈ HK$5.63M (deposit + AVD stamp duty HK$626,064 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,524
−HK$4,297/mo
▼ 0.25% · 3.875%
HK$70,656
−HK$2,165/mo
Today · 4.125%
HK$72,821
baseline
▲ 0.50% · 4.625%
HK$77,252
+HK$4,431/mo
Deposit HK$1.67M · loan HK$15.03M · min. income ≈ HK$145,642/mo (50% DSR)
Upfront cash ≈ HK$2.30M (deposit + AVD stamp duty HK$626,064 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,232
−HK$4,119/mo
▼ 0.25% · 3.875%
HK$78,277
−HK$2,074/mo
Today · 4.125%
HK$80,351
baseline
▲ 0.50% · 4.625%
HK$84,586
+HK$4,235/mo
Deposit HK$1.67M · loan HK$15.03M · min. income ≈ HK$160,702/mo (50% DSR)
Upfront cash ≈ HK$2.30M (deposit + AVD stamp duty HK$626,064 · Scale 2, in force from 26 Feb 2026)