LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,072
−HK$2,387/mo
▼ 0.25% · 3.875%
HK$39,256
−HK$1,203/mo
Today · 4.125%
HK$40,459
baseline
▲ 0.50% · 4.625%
HK$42,921
+HK$2,462/mo
Deposit HK$8.35M · loan HK$8.35M · min. income ≈ HK$80,918/mo (50% DSR)
Upfront cash ≈ HK$8.97M (deposit + AVD stamp duty HK$626,112 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,355
−HK$2,288/mo
▼ 0.25% · 3.875%
HK$43,490
−HK$1,153/mo
Today · 4.125%
HK$44,643
baseline
▲ 0.50% · 4.625%
HK$46,996
+HK$2,353/mo
Deposit HK$8.35M · loan HK$8.35M · min. income ≈ HK$89,286/mo (50% DSR)
Upfront cash ≈ HK$8.97M (deposit + AVD stamp duty HK$626,112 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,686
−HK$2,865/mo
▼ 0.25% · 3.875%
HK$47,107
−HK$1,444/mo
Today · 4.125%
HK$48,551
baseline
▲ 0.50% · 4.625%
HK$51,505
+HK$2,954/mo
Deposit HK$6.68M · loan HK$10.02M · min. income ≈ HK$97,102/mo (50% DSR)
Upfront cash ≈ HK$7.30M (deposit + AVD stamp duty HK$626,112 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,825
−HK$2,746/mo
▼ 0.25% · 3.875%
HK$52,189
−HK$1,382/mo
Today · 4.125%
HK$53,571
baseline
▲ 0.50% · 4.625%
HK$56,395
+HK$2,824/mo
Deposit HK$6.68M · loan HK$10.02M · min. income ≈ HK$107,142/mo (50% DSR)
Upfront cash ≈ HK$7.30M (deposit + AVD stamp duty HK$626,112 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,301
−HK$3,342/mo
▼ 0.25% · 3.875%
HK$54,959
−HK$1,684/mo
Today · 4.125%
HK$56,643
baseline
▲ 0.50% · 4.625%
HK$60,090
+HK$3,447/mo
Deposit HK$5.01M · loan HK$11.69M · min. income ≈ HK$113,286/mo (50% DSR)
Upfront cash ≈ HK$5.64M (deposit + AVD stamp duty HK$626,112 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,296
−HK$3,204/mo
▼ 0.25% · 3.875%
HK$60,887
−HK$1,613/mo
Today · 4.125%
HK$62,500
baseline
▲ 0.50% · 4.625%
HK$65,794
+HK$3,294/mo
Deposit HK$5.01M · loan HK$11.69M · min. income ≈ HK$125,000/mo (50% DSR)
Upfront cash ≈ HK$5.64M (deposit + AVD stamp duty HK$626,112 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,529
−HK$4,298/mo
▼ 0.25% · 3.875%
HK$70,661
−HK$2,166/mo
Today · 4.125%
HK$72,827
baseline
▲ 0.50% · 4.625%
HK$77,258
+HK$4,431/mo
Deposit HK$1.67M · loan HK$15.03M · min. income ≈ HK$145,654/mo (50% DSR)
Upfront cash ≈ HK$2.30M (deposit + AVD stamp duty HK$626,112 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,238
−HK$4,119/mo
▼ 0.25% · 3.875%
HK$78,283
−HK$2,074/mo
Today · 4.125%
HK$80,357
baseline
▲ 0.50% · 4.625%
HK$84,593
+HK$4,236/mo
Deposit HK$1.67M · loan HK$15.03M · min. income ≈ HK$160,714/mo (50% DSR)
Upfront cash ≈ HK$2.30M (deposit + AVD stamp duty HK$626,112 · Scale 2, in force from 26 Feb 2026)