LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,073
−HK$2,388/mo
▼ 0.25% · 3.875%
HK$39,257
−HK$1,204/mo
Today · 4.125%
HK$40,461
baseline
▲ 0.50% · 4.625%
HK$42,922
+HK$2,461/mo
Deposit HK$8.35M · loan HK$8.35M · min. income ≈ HK$80,922/mo (50% DSR)
Upfront cash ≈ HK$8.97M (deposit + AVD stamp duty HK$626,131 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,356
−HK$2,288/mo
▼ 0.25% · 3.875%
HK$43,492
−HK$1,152/mo
Today · 4.125%
HK$44,644
baseline
▲ 0.50% · 4.625%
HK$46,997
+HK$2,353/mo
Deposit HK$8.35M · loan HK$8.35M · min. income ≈ HK$89,288/mo (50% DSR)
Upfront cash ≈ HK$8.97M (deposit + AVD stamp duty HK$626,131 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,688
−HK$2,865/mo
▼ 0.25% · 3.875%
HK$47,109
−HK$1,444/mo
Today · 4.125%
HK$48,553
baseline
▲ 0.50% · 4.625%
HK$51,507
+HK$2,954/mo
Deposit HK$6.68M · loan HK$10.02M · min. income ≈ HK$97,106/mo (50% DSR)
Upfront cash ≈ HK$7.30M (deposit + AVD stamp duty HK$626,131 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,827
−HK$2,746/mo
▼ 0.25% · 3.875%
HK$52,190
−HK$1,383/mo
Today · 4.125%
HK$53,573
baseline
▲ 0.50% · 4.625%
HK$56,397
+HK$2,824/mo
Deposit HK$6.68M · loan HK$10.02M · min. income ≈ HK$107,146/mo (50% DSR)
Upfront cash ≈ HK$7.30M (deposit + AVD stamp duty HK$626,131 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,302
−HK$3,343/mo
▼ 0.25% · 3.875%
HK$54,960
−HK$1,685/mo
Today · 4.125%
HK$56,645
baseline
▲ 0.50% · 4.625%
HK$60,091
+HK$3,446/mo
Deposit HK$5.01M · loan HK$11.69M · min. income ≈ HK$113,290/mo (50% DSR)
Upfront cash ≈ HK$5.64M (deposit + AVD stamp duty HK$626,131 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,298
−HK$3,204/mo
▼ 0.25% · 3.875%
HK$60,889
−HK$1,613/mo
Today · 4.125%
HK$62,502
baseline
▲ 0.50% · 4.625%
HK$65,796
+HK$3,294/mo
Deposit HK$5.01M · loan HK$11.69M · min. income ≈ HK$125,004/mo (50% DSR)
Upfront cash ≈ HK$5.64M (deposit + AVD stamp duty HK$626,131 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,531
−HK$4,298/mo
▼ 0.25% · 3.875%
HK$70,663
−HK$2,166/mo
Today · 4.125%
HK$72,829
baseline
▲ 0.50% · 4.625%
HK$77,260
+HK$4,431/mo
Deposit HK$1.67M · loan HK$15.03M · min. income ≈ HK$145,658/mo (50% DSR)
Upfront cash ≈ HK$2.30M (deposit + AVD stamp duty HK$626,131 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,241
−HK$4,119/mo
▼ 0.25% · 3.875%
HK$78,285
−HK$2,075/mo
Today · 4.125%
HK$80,360
baseline
▲ 0.50% · 4.625%
HK$84,595
+HK$4,235/mo
Deposit HK$1.67M · loan HK$15.03M · min. income ≈ HK$160,720/mo (50% DSR)
Upfront cash ≈ HK$2.30M (deposit + AVD stamp duty HK$626,131 · Scale 2, in force from 26 Feb 2026)