LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,075
−HK$2,387/mo
▼ 0.25% · 3.875%
HK$39,259
−HK$1,203/mo
Today · 4.125%
HK$40,462
baseline
▲ 0.50% · 4.625%
HK$42,924
+HK$2,462/mo
Deposit HK$8.35M · loan HK$8.35M · min. income ≈ HK$80,924/mo (50% DSR)
Upfront cash ≈ HK$8.97M (deposit + AVD stamp duty HK$626,156 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,358
−HK$2,288/mo
▼ 0.25% · 3.875%
HK$43,494
−HK$1,152/mo
Today · 4.125%
HK$44,646
baseline
▲ 0.50% · 4.625%
HK$46,999
+HK$2,353/mo
Deposit HK$8.35M · loan HK$8.35M · min. income ≈ HK$89,292/mo (50% DSR)
Upfront cash ≈ HK$8.97M (deposit + AVD stamp duty HK$626,156 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,689
−HK$2,866/mo
▼ 0.25% · 3.875%
HK$47,111
−HK$1,444/mo
Today · 4.125%
HK$48,555
baseline
▲ 0.50% · 4.625%
HK$51,509
+HK$2,954/mo
Deposit HK$6.68M · loan HK$10.02M · min. income ≈ HK$97,110/mo (50% DSR)
Upfront cash ≈ HK$7.31M (deposit + AVD stamp duty HK$626,156 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,829
−HK$2,746/mo
▼ 0.25% · 3.875%
HK$52,192
−HK$1,383/mo
Today · 4.125%
HK$53,575
baseline
▲ 0.50% · 4.625%
HK$56,399
+HK$2,824/mo
Deposit HK$6.68M · loan HK$10.02M · min. income ≈ HK$107,150/mo (50% DSR)
Upfront cash ≈ HK$7.31M (deposit + AVD stamp duty HK$626,156 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,304
−HK$3,343/mo
▼ 0.25% · 3.875%
HK$54,962
−HK$1,685/mo
Today · 4.125%
HK$56,647
baseline
▲ 0.50% · 4.625%
HK$60,094
+HK$3,447/mo
Deposit HK$5.01M · loan HK$11.69M · min. income ≈ HK$113,294/mo (50% DSR)
Upfront cash ≈ HK$5.64M (deposit + AVD stamp duty HK$626,156 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,301
−HK$3,203/mo
▼ 0.25% · 3.875%
HK$60,891
−HK$1,613/mo
Today · 4.125%
HK$62,504
baseline
▲ 0.50% · 4.625%
HK$65,799
+HK$3,295/mo
Deposit HK$5.01M · loan HK$11.69M · min. income ≈ HK$125,008/mo (50% DSR)
Upfront cash ≈ HK$5.64M (deposit + AVD stamp duty HK$626,156 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,534
−HK$4,298/mo
▼ 0.25% · 3.875%
HK$70,666
−HK$2,166/mo
Today · 4.125%
HK$72,832
baseline
▲ 0.50% · 4.625%
HK$77,264
+HK$4,432/mo
Deposit HK$1.67M · loan HK$15.03M · min. income ≈ HK$145,664/mo (50% DSR)
Upfront cash ≈ HK$2.30M (deposit + AVD stamp duty HK$626,156 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,244
−HK$4,119/mo
▼ 0.25% · 3.875%
HK$78,288
−HK$2,075/mo
Today · 4.125%
HK$80,363
baseline
▲ 0.50% · 4.625%
HK$84,599
+HK$4,236/mo
Deposit HK$1.67M · loan HK$15.03M · min. income ≈ HK$160,726/mo (50% DSR)
Upfront cash ≈ HK$2.30M (deposit + AVD stamp duty HK$626,156 · Scale 2, in force from 26 Feb 2026)