LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,076
−HK$2,388/mo
▼ 0.25% · 3.875%
HK$39,261
−HK$1,203/mo
Today · 4.125%
HK$40,464
baseline
▲ 0.50% · 4.625%
HK$42,926
+HK$2,462/mo
Deposit HK$8.35M · loan HK$8.35M · min. income ≈ HK$80,928/mo (50% DSR)
Upfront cash ≈ HK$8.98M (deposit + AVD stamp duty HK$626,185 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,360
−HK$2,288/mo
▼ 0.25% · 3.875%
HK$43,496
−HK$1,152/mo
Today · 4.125%
HK$44,648
baseline
▲ 0.50% · 4.625%
HK$47,002
+HK$2,354/mo
Deposit HK$8.35M · loan HK$8.35M · min. income ≈ HK$89,296/mo (50% DSR)
Upfront cash ≈ HK$8.98M (deposit + AVD stamp duty HK$626,185 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,692
−HK$2,865/mo
▼ 0.25% · 3.875%
HK$47,113
−HK$1,444/mo
Today · 4.125%
HK$48,557
baseline
▲ 0.50% · 4.625%
HK$51,511
+HK$2,954/mo
Deposit HK$6.68M · loan HK$10.02M · min. income ≈ HK$97,114/mo (50% DSR)
Upfront cash ≈ HK$7.31M (deposit + AVD stamp duty HK$626,185 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,831
−HK$2,747/mo
▼ 0.25% · 3.875%
HK$52,195
−HK$1,383/mo
Today · 4.125%
HK$53,578
baseline
▲ 0.50% · 4.625%
HK$56,402
+HK$2,824/mo
Deposit HK$6.68M · loan HK$10.02M · min. income ≈ HK$107,156/mo (50% DSR)
Upfront cash ≈ HK$7.31M (deposit + AVD stamp duty HK$626,185 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,307
−HK$3,343/mo
▼ 0.25% · 3.875%
HK$54,965
−HK$1,685/mo
Today · 4.125%
HK$56,650
baseline
▲ 0.50% · 4.625%
HK$60,097
+HK$3,447/mo
Deposit HK$5.01M · loan HK$11.69M · min. income ≈ HK$113,300/mo (50% DSR)
Upfront cash ≈ HK$5.64M (deposit + AVD stamp duty HK$626,185 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,303
−HK$3,204/mo
▼ 0.25% · 3.875%
HK$60,894
−HK$1,613/mo
Today · 4.125%
HK$62,507
baseline
▲ 0.50% · 4.625%
HK$65,802
+HK$3,295/mo
Deposit HK$5.01M · loan HK$11.69M · min. income ≈ HK$125,014/mo (50% DSR)
Upfront cash ≈ HK$5.64M (deposit + AVD stamp duty HK$626,185 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,537
−HK$4,298/mo
▼ 0.25% · 3.875%
HK$70,669
−HK$2,166/mo
Today · 4.125%
HK$72,835
baseline
▲ 0.50% · 4.625%
HK$77,267
+HK$4,432/mo
Deposit HK$1.67M · loan HK$15.03M · min. income ≈ HK$145,670/mo (50% DSR)
Upfront cash ≈ HK$2.30M (deposit + AVD stamp duty HK$626,185 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,247
−HK$4,120/mo
▼ 0.25% · 3.875%
HK$78,292
−HK$2,075/mo
Today · 4.125%
HK$80,367
baseline
▲ 0.50% · 4.625%
HK$84,603
+HK$4,236/mo
Deposit HK$1.67M · loan HK$15.03M · min. income ≈ HK$160,734/mo (50% DSR)
Upfront cash ≈ HK$2.30M (deposit + AVD stamp duty HK$626,185 · Scale 2, in force from 26 Feb 2026)