LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,081
−HK$2,388/mo
▼ 0.25% · 3.875%
HK$39,266
−HK$1,203/mo
Today · 4.125%
HK$40,469
baseline
▲ 0.50% · 4.625%
HK$42,932
+HK$2,463/mo
Deposit HK$8.35M · loan HK$8.35M · min. income ≈ HK$80,938/mo (50% DSR)
Upfront cash ≈ HK$8.98M (deposit + AVD stamp duty HK$626,269 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,365
−HK$2,289/mo
▼ 0.25% · 3.875%
HK$43,501
−HK$1,153/mo
Today · 4.125%
HK$44,654
baseline
▲ 0.50% · 4.625%
HK$47,008
+HK$2,354/mo
Deposit HK$8.35M · loan HK$8.35M · min. income ≈ HK$89,308/mo (50% DSR)
Upfront cash ≈ HK$8.98M (deposit + AVD stamp duty HK$626,269 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,698
−HK$2,865/mo
▼ 0.25% · 3.875%
HK$47,119
−HK$1,444/mo
Today · 4.125%
HK$48,563
baseline
▲ 0.50% · 4.625%
HK$51,518
+HK$2,955/mo
Deposit HK$6.68M · loan HK$10.02M · min. income ≈ HK$97,126/mo (50% DSR)
Upfront cash ≈ HK$7.31M (deposit + AVD stamp duty HK$626,269 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,838
−HK$2,747/mo
▼ 0.25% · 3.875%
HK$52,202
−HK$1,383/mo
Today · 4.125%
HK$53,585
baseline
▲ 0.50% · 4.625%
HK$56,409
+HK$2,824/mo
Deposit HK$6.68M · loan HK$10.02M · min. income ≈ HK$107,170/mo (50% DSR)
Upfront cash ≈ HK$7.31M (deposit + AVD stamp duty HK$626,269 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,314
−HK$3,343/mo
▼ 0.25% · 3.875%
HK$54,972
−HK$1,685/mo
Today · 4.125%
HK$56,657
baseline
▲ 0.50% · 4.625%
HK$60,105
+HK$3,448/mo
Deposit HK$5.01M · loan HK$11.69M · min. income ≈ HK$113,314/mo (50% DSR)
Upfront cash ≈ HK$5.64M (deposit + AVD stamp duty HK$626,269 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,311
−HK$3,205/mo
▼ 0.25% · 3.875%
HK$60,902
−HK$1,614/mo
Today · 4.125%
HK$62,516
baseline
▲ 0.50% · 4.625%
HK$65,811
+HK$3,295/mo
Deposit HK$5.01M · loan HK$11.69M · min. income ≈ HK$125,032/mo (50% DSR)
Upfront cash ≈ HK$5.64M (deposit + AVD stamp duty HK$626,269 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,547
−HK$4,298/mo
▼ 0.25% · 3.875%
HK$70,679
−HK$2,166/mo
Today · 4.125%
HK$72,845
baseline
▲ 0.50% · 4.625%
HK$77,277
+HK$4,432/mo
Deposit HK$1.67M · loan HK$15.03M · min. income ≈ HK$145,690/mo (50% DSR)
Upfront cash ≈ HK$2.30M (deposit + AVD stamp duty HK$626,269 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,257
−HK$4,120/mo
▼ 0.25% · 3.875%
HK$78,303
−HK$2,074/mo
Today · 4.125%
HK$80,377
baseline
▲ 0.50% · 4.625%
HK$84,614
+HK$4,237/mo
Deposit HK$1.67M · loan HK$15.03M · min. income ≈ HK$160,754/mo (50% DSR)
Upfront cash ≈ HK$2.30M (deposit + AVD stamp duty HK$626,269 · Scale 2, in force from 26 Feb 2026)