LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,085
−HK$2,389/mo
▼ 0.25% · 3.875%
HK$39,270
−HK$1,204/mo
Today · 4.125%
HK$40,474
baseline
▲ 0.50% · 4.625%
HK$42,936
+HK$2,462/mo
Deposit HK$8.35M · loan HK$8.35M · min. income ≈ HK$80,948/mo (50% DSR)
Upfront cash ≈ HK$8.98M (deposit + AVD stamp duty HK$626,333 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,370
−HK$2,289/mo
▼ 0.25% · 3.875%
HK$43,506
−HK$1,153/mo
Today · 4.125%
HK$44,659
baseline
▲ 0.50% · 4.625%
HK$47,013
+HK$2,354/mo
Deposit HK$8.35M · loan HK$8.35M · min. income ≈ HK$89,318/mo (50% DSR)
Upfront cash ≈ HK$8.98M (deposit + AVD stamp duty HK$626,333 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,702
−HK$2,866/mo
▼ 0.25% · 3.875%
HK$47,124
−HK$1,444/mo
Today · 4.125%
HK$48,568
baseline
▲ 0.50% · 4.625%
HK$51,524
+HK$2,956/mo
Deposit HK$6.68M · loan HK$10.02M · min. income ≈ HK$97,136/mo (50% DSR)
Upfront cash ≈ HK$7.31M (deposit + AVD stamp duty HK$626,333 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,843
−HK$2,747/mo
▼ 0.25% · 3.875%
HK$52,207
−HK$1,383/mo
Today · 4.125%
HK$53,590
baseline
▲ 0.50% · 4.625%
HK$56,415
+HK$2,825/mo
Deposit HK$6.68M · loan HK$10.02M · min. income ≈ HK$107,180/mo (50% DSR)
Upfront cash ≈ HK$7.31M (deposit + AVD stamp duty HK$626,333 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,319
−HK$3,344/mo
▼ 0.25% · 3.875%
HK$54,978
−HK$1,685/mo
Today · 4.125%
HK$56,663
baseline
▲ 0.50% · 4.625%
HK$60,111
+HK$3,448/mo
Deposit HK$5.01M · loan HK$11.69M · min. income ≈ HK$113,326/mo (50% DSR)
Upfront cash ≈ HK$5.64M (deposit + AVD stamp duty HK$626,333 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,317
−HK$3,205/mo
▼ 0.25% · 3.875%
HK$60,908
−HK$1,614/mo
Today · 4.125%
HK$62,522
baseline
▲ 0.50% · 4.625%
HK$65,818
+HK$3,296/mo
Deposit HK$5.01M · loan HK$11.69M · min. income ≈ HK$125,044/mo (50% DSR)
Upfront cash ≈ HK$5.64M (deposit + AVD stamp duty HK$626,333 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,554
−HK$4,298/mo
▼ 0.25% · 3.875%
HK$70,686
−HK$2,166/mo
Today · 4.125%
HK$72,852
baseline
▲ 0.50% · 4.625%
HK$77,285
+HK$4,433/mo
Deposit HK$1.67M · loan HK$15.03M · min. income ≈ HK$145,704/mo (50% DSR)
Upfront cash ≈ HK$2.30M (deposit + AVD stamp duty HK$626,333 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,265
−HK$4,120/mo
▼ 0.25% · 3.875%
HK$78,311
−HK$2,074/mo
Today · 4.125%
HK$80,385
baseline
▲ 0.50% · 4.625%
HK$84,623
+HK$4,238/mo
Deposit HK$1.67M · loan HK$15.03M · min. income ≈ HK$160,770/mo (50% DSR)
Upfront cash ≈ HK$2.30M (deposit + AVD stamp duty HK$626,333 · Scale 2, in force from 26 Feb 2026)