LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,092
−HK$2,388/mo
▼ 0.25% · 3.875%
HK$39,277
−HK$1,203/mo
Today · 4.125%
HK$40,480
baseline
▲ 0.50% · 4.625%
HK$42,944
+HK$2,464/mo
Deposit HK$8.35M · loan HK$8.35M · min. income ≈ HK$80,960/mo (50% DSR)
Upfront cash ≈ HK$8.98M (deposit + AVD stamp duty HK$626,438 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,377
−HK$2,289/mo
▼ 0.25% · 3.875%
HK$43,513
−HK$1,153/mo
Today · 4.125%
HK$44,666
baseline
▲ 0.50% · 4.625%
HK$47,021
+HK$2,355/mo
Deposit HK$8.35M · loan HK$8.35M · min. income ≈ HK$89,332/mo (50% DSR)
Upfront cash ≈ HK$8.98M (deposit + AVD stamp duty HK$626,438 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,710
−HK$2,866/mo
▼ 0.25% · 3.875%
HK$47,132
−HK$1,444/mo
Today · 4.125%
HK$48,576
baseline
▲ 0.50% · 4.625%
HK$51,532
+HK$2,956/mo
Deposit HK$6.68M · loan HK$10.02M · min. income ≈ HK$97,152/mo (50% DSR)
Upfront cash ≈ HK$7.31M (deposit + AVD stamp duty HK$626,438 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,852
−HK$2,747/mo
▼ 0.25% · 3.875%
HK$52,216
−HK$1,383/mo
Today · 4.125%
HK$53,599
baseline
▲ 0.50% · 4.625%
HK$56,425
+HK$2,826/mo
Deposit HK$6.68M · loan HK$10.02M · min. income ≈ HK$107,198/mo (50% DSR)
Upfront cash ≈ HK$7.31M (deposit + AVD stamp duty HK$626,438 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,328
−HK$3,345/mo
▼ 0.25% · 3.875%
HK$54,987
−HK$1,686/mo
Today · 4.125%
HK$56,673
baseline
▲ 0.50% · 4.625%
HK$60,121
+HK$3,448/mo
Deposit HK$5.01M · loan HK$11.69M · min. income ≈ HK$113,346/mo (50% DSR)
Upfront cash ≈ HK$5.64M (deposit + AVD stamp duty HK$626,438 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,327
−HK$3,206/mo
▼ 0.25% · 3.875%
HK$60,918
−HK$1,615/mo
Today · 4.125%
HK$62,533
baseline
▲ 0.50% · 4.625%
HK$65,829
+HK$3,296/mo
Deposit HK$5.01M · loan HK$11.69M · min. income ≈ HK$125,066/mo (50% DSR)
Upfront cash ≈ HK$5.64M (deposit + AVD stamp duty HK$626,438 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,565
−HK$4,300/mo
▼ 0.25% · 3.875%
HK$70,698
−HK$2,167/mo
Today · 4.125%
HK$72,865
baseline
▲ 0.50% · 4.625%
HK$77,298
+HK$4,433/mo
Deposit HK$1.67M · loan HK$15.03M · min. income ≈ HK$145,730/mo (50% DSR)
Upfront cash ≈ HK$2.30M (deposit + AVD stamp duty HK$626,438 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,278
−HK$4,121/mo
▼ 0.25% · 3.875%
HK$78,324
−HK$2,075/mo
Today · 4.125%
HK$80,399
baseline
▲ 0.50% · 4.625%
HK$84,637
+HK$4,238/mo
Deposit HK$1.67M · loan HK$15.03M · min. income ≈ HK$160,798/mo (50% DSR)
Upfront cash ≈ HK$2.30M (deposit + AVD stamp duty HK$626,438 · Scale 2, in force from 26 Feb 2026)