LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,093
−HK$2,389/mo
▼ 0.25% · 3.875%
HK$39,278
−HK$1,204/mo
Today · 4.125%
HK$40,482
baseline
▲ 0.50% · 4.625%
HK$42,945
+HK$2,463/mo
Deposit HK$8.35M · loan HK$8.35M · min. income ≈ HK$80,964/mo (50% DSR)
Upfront cash ≈ HK$8.98M (deposit + AVD stamp duty HK$626,460 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,378
−HK$2,290/mo
▼ 0.25% · 3.875%
HK$43,515
−HK$1,153/mo
Today · 4.125%
HK$44,668
baseline
▲ 0.50% · 4.625%
HK$47,022
+HK$2,354/mo
Deposit HK$8.35M · loan HK$8.35M · min. income ≈ HK$89,336/mo (50% DSR)
Upfront cash ≈ HK$8.98M (deposit + AVD stamp duty HK$626,460 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,712
−HK$2,866/mo
▼ 0.25% · 3.875%
HK$47,134
−HK$1,444/mo
Today · 4.125%
HK$48,578
baseline
▲ 0.50% · 4.625%
HK$51,534
+HK$2,956/mo
Deposit HK$6.68M · loan HK$10.02M · min. income ≈ HK$97,156/mo (50% DSR)
Upfront cash ≈ HK$7.31M (deposit + AVD stamp duty HK$626,460 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,854
−HK$2,747/mo
▼ 0.25% · 3.875%
HK$52,218
−HK$1,383/mo
Today · 4.125%
HK$53,601
baseline
▲ 0.50% · 4.625%
HK$56,427
+HK$2,826/mo
Deposit HK$6.68M · loan HK$10.02M · min. income ≈ HK$107,202/mo (50% DSR)
Upfront cash ≈ HK$7.31M (deposit + AVD stamp duty HK$626,460 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,330
−HK$3,344/mo
▼ 0.25% · 3.875%
HK$54,989
−HK$1,685/mo
Today · 4.125%
HK$56,674
baseline
▲ 0.50% · 4.625%
HK$60,123
+HK$3,449/mo
Deposit HK$5.01M · loan HK$11.69M · min. income ≈ HK$113,348/mo (50% DSR)
Upfront cash ≈ HK$5.64M (deposit + AVD stamp duty HK$626,460 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,329
−HK$3,206/mo
▼ 0.25% · 3.875%
HK$60,921
−HK$1,614/mo
Today · 4.125%
HK$62,535
baseline
▲ 0.50% · 4.625%
HK$65,831
+HK$3,296/mo
Deposit HK$5.01M · loan HK$11.69M · min. income ≈ HK$125,070/mo (50% DSR)
Upfront cash ≈ HK$5.64M (deposit + AVD stamp duty HK$626,460 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,567
−HK$4,300/mo
▼ 0.25% · 3.875%
HK$70,700
−HK$2,167/mo
Today · 4.125%
HK$72,867
baseline
▲ 0.50% · 4.625%
HK$77,301
+HK$4,434/mo
Deposit HK$1.67M · loan HK$15.04M · min. income ≈ HK$145,734/mo (50% DSR)
Upfront cash ≈ HK$2.30M (deposit + AVD stamp duty HK$626,460 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,281
−HK$4,121/mo
▼ 0.25% · 3.875%
HK$78,326
−HK$2,076/mo
Today · 4.125%
HK$80,402
baseline
▲ 0.50% · 4.625%
HK$84,640
+HK$4,238/mo
Deposit HK$1.67M · loan HK$15.04M · min. income ≈ HK$160,804/mo (50% DSR)
Upfront cash ≈ HK$2.30M (deposit + AVD stamp duty HK$626,460 · Scale 2, in force from 26 Feb 2026)